Thursday, November 20, 2008
Current Mortgage Rates

Most recently updated companies appear first.

Some lenders may offer discounts to mortgage guide customers so please be sure to let the lenders know that you saw their rates on this newspaper's mortgage guide website.

COMPANY NAME

LOAN TYPE
RATE/PTS
APR/LOCK

LOAN TYPE
RATE/PTS
APR/LOCK

LOAN TYPE
RATE/PTS
APR/LOCK

LOAN TYPE
RATE/PTS
APR/LOCK

LOAN TYPE
RATE/PTS
APR/LOCK

LOAN TYPE
RATE/PTS
APR/LOCK


COMMENTS

Third Federal Savings
800-844-7333

Updated:11/20/08

30-yr Fixed
5.8000.000
5.88060

15-yr Fixed
5.4000.000
5.53060

30-yr No Cost
6.3000.000
6.30060

3/1 ARM
5.3750.000
4.30060

5/1 ARM
5.6250.000
4.60060


We guarantee you the lowest rate on your
fixed rate mortgage.If you find a better
rate, we'll beat it or give you $1000.
See www.thirdfederal.com for details.
7007 Broadway Ave., Cleveland, OH
Fees=click here

Banc Ohio
330-873-1979

Updated:11/20/08

30-yr Fixed
6.0000.000
6.09330

15-yr Fixed
5.7500.000
5.90530

FHA/VA 30-yr Fxd
6.2500.000
6.39845

1st Time Home Buye
7.2500.000
7.40845

FHA 203-K rehab
7.2500.000
7.40845

3/1 ARM Jumbo
7.0000.000
7.12945

Rates Based on 740 Credit Score
Saturday Appts Available 330-807-1100
MB # 801263.00
66 S. Miller Rd., Fairlawn, OH

BFG Federal Credit Union
800-306-4400

Updated:11/20/08

30-yr Fixed
6.0000.000
6.08060

20-yr Fixed
6.0000.000
6.11060

15-yr Fixed
5.7500.000
5.89060

5/1 ARM
6.2500.000
6.39060

30-yr Fxd Jumbo
7.3750.000
7.43060


A Community Credit Union for Everyone!

Call us Today!
445 S. Main St., Akron, OH
Fees=click here

Home Savings & Loan
888-772-9074

Updated:11/20/08

30-yr Fixed
5.7500.000
5.80845

15-yr Fixed
5.6250.000
5.72245

30-yr Fxd Jumbo
6.1250.000
6.14860

5/1 ARM Jumbo
5.5000.000
4.49960

7/1 ARM Jumbo
5.7500.000
4.73760


We are currently offering some of the
most competitive JUMBO rates!
4831 Darrow Road, Stow, OH
Fees=click here

FirstMerit Mortgage
800-562-6694

Updated:11/20/08

30-yr Fixed
5.8750.000
5.96330

15-yr Fixed
5.5000.000
5.70130

30-yr FHA
6.2500.000
6.90860




For instant mortgage preapproval, go to
www.firstmerit.com
4455 Hills & Dales Rd. NW, Canton, OH
Fees=click here

North Akron Savings Bank
330-434-9137

Updated:11/20/08

25-yr Fixed
6.2500.000
6.34830

15-yr Fixed
6.0000.000
6.14130

3/1 ARM
6.2500.000
4.73130





www.northakronsavingsbank.com.
Construction & Commercial loans avail.
158 E. Cuyahoga Falls Ave, Akron, OH
Fees=click here

HomeStar Mortgage
877-461-0757

Updated:11/19/08

30-yr Fixed
5.7500.000
5.79830

15-yr Fixed
5.3750.000
5.71930

FHA 30-yr Fxd
5.8750.000
6.43530




www.HomeStarOhio.com Open Sat. 9-4
FHA, USDA, Ohio Bond & 203K Rehab
Investment Specialists & Commercial !!
23625 Commerce Park Dr, #100, Beachwood, OH
Fees=click here

Fifth Third Bank
330.664.5303

Updated:11/18/08

30-yr Fixed
6.0000.000
6.09330

15-yr Fixed
5.6250.000
5.71630

FHA 30-yr Fxd
6.6251.000
6.79130

30-yr Fxd Jumbo
7.0000.000
7.03830



Ask about Fifth Third Tax Stimulus
Mortgage Plus Program!
Jumbo Pricing special****
121 South Main St., Akron, OH
Fees=click here

Valley Savings Bank
330-923-0454

Updated:11/18/08

15-yr Fixed
6.0000.000
6.01630

30-yr Fixed
6.3750.000
6.38530

15-yr Fxd Jumbo
6.5000.000
6.507*30

30-yr Fxd Jumbo
6.8750.000
6.879*30



Celebrating 85 Yrs of Community Banking
Construction & Condo 12 month rate lock
Free Pre-approvals
*Based on $417,000. loan amt.
140 Portage Trail, Cuyahoga Falls, OH
Fees=click here

Wells Fargo Home Mortgage
330-670-5902

Updated:11/18/08

30-yr Fixed
5.7501.000
5.93330

15-yr Fixed
5.5001.000
5.80630

FHA 30-yr Fxd
6.0001.000
6.18660




1st Time Homebuyer Programs, Renovation
Loans, Reverse Mortgages, Quick Close
Programs. Refinance your ARM now! Same
Day Priority Preapprovals Available.
306 N. Cleveland-Massillon Rd, Akron, OH
Fees=click here

Premier Mortgage Consultants
800-910-9480

Updated:11/12/08

30-yr Fixed
5.8750.000
5.87930

15-yr Fixed
5.5000.000
5.59030

Rental Property Fx
6.7500.000
6.79030

20-yr Fixed
5.7500.000
5.79030

VA 30-yr Fxd
5.8750.000
5.87930

VA 15-yr Fxd
5.5000.000
5.59030

www.pmtgconsult.com.
Great rates on investment properties.
No Orgination Fee or Broker fee
Free Pre Approvals,Stated Income Program
14700 Detroit Ave., Ste. 3, Lakewood, OH
Fees=click here
Rates based on $175,000 first mortgage loan for single family home. Jumbo rates (loans that exceed $417,000) based on $450,000 loan. All rates are believed to be accurate but cannot be guaranteed and are subject to change without notice. Minimum downpayment requirements and other restrictions may apply. Closing costs may vary. Due to recent federal legislation, rates for some loan amounts may be different than those shown in guide based on factors such as loan-to-value ratios and credit scores. Please check with a selected lender to see how these recent changes may affect you and for all loan details. Companies pay a fee to advertise in this Guide. Pts=points, which include origination and discount fees. APR=annual percentage rate and is calculated by each company - includes costs to obtain loan and private mortgage insurance if required. Lock=rate lock period. ARM=adjustable rate mortgage. Fees are estimated costs which may vary from loan to loan. These are not inclusive of all closing costs and do not include points, prepaid interest, or escrow items. Click on "Fees" and contact each company for more details.

 

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