Thursday, July 3, 2008
Current Mortgage Rates

Most recently updated companies appear first.

Some lenders may offer discounts to mortgage guide customers so please
be sure to let the lenders know that you saw their rates on
this newspaper's mortgage guide website.

COMPANY NAME

LOAN TYPE
RATE/PTS
APR/LOCK

LOAN TYPE
RATE/PTS
APR/LOCK

LOAN TYPE
RATE/PTS
APR/LOCK


COMMENTS

Alabama Telco Credit Union
205-985-2875

Updated:07/03/08

30-yr Fixed
6.2500.000
6.27145

15-yr Fixed
5.6251.000
5.81345

30-yr Fixed
6.0001.000
6.11345

5/1 ARM
5.3751.000
5.48445

10-yr In-House
5.8750.000
5.90945

15-yr In-House
6.0000.000
6.03445

At Alabama Telco, our Cost-Cutter Mortgage
allows you to pay off your mortgage quicker.
It’s especially ideal for those looking to refinance their
current mortgage. Contact our specialist, Brett Tompkins,
at (205) 985-2890 for more information. We are an
Equal Housing Lender.
1849 Data Dr., Birmingham, AL
Fees=click here

AAA Action Home Financing
800-567-4357

Updated:07/03/08

30-yr Fixed
6.2500.000
6.32030

15-yr Fixed
5.7500.000
5.82030

30-yr Fixed
6.1250.750
6.19030

30-yr Fxd Jumbo
7.7500.000
7.81030

15-yr Fixed
5.5001.000
5.59030

20-yr Fixed
6.1250.000
6.20030

Over 700 credit score better rate.
New Guide Lines for conventional mortgages
www.actionhomefinancing.com
Apply on-line.
1813 1/2 Third Ave. N., Bessemer, AL
Fees=click here

Southern Capital Resources
205-823-1727

Updated:07/02/08

30-yr Fixed
6.1250.750
6.49030

30-yr Fixed
6.3750.000
6.53030

15-yr Fixed
5.6251.000
5.93030

FHA 30-yr Fxd
6.5000.000
6.77030



WWW.SCRLOANS.COM

Southern Capital Resources a division of ALIANT Bank
Member FDIC Equal Housing Lender
100 Century Park South, Ste. 200, Birmingham, AL
Fees=click here

Amicus Mortgage Group
877-385-4238

Updated:07/02/08

30 YR FX
6.2500.000
6.36030

30 YR FHA - 97%
6.2500.000
6.36030

15-yr Fixed
5.8750.000
5.99030

15 YR FHA - 97%
5.8750.000
5.99030

Manufactured HM
6.8750.000
6.99030

10 YR INT ONLY
5.700*2.000
5.86030

Open Sat. and Sun. till 5:00. Call today for your free rate
quote. Stated income loans available.
*All In One Loan ( Checking, Savings and Mortgage)
6341 Piccadilly Square Dr., Mobile, AL
Fees=click here

Advanced Home Funding
205-252-6111

Updated:07/02/08

15-yr Fixed
5.5001.750
5.89930

20-yr Fixed
5.8751.650
6.18330

30-yr Fixed
5.8751.950
6.13330

5/1 ARM
5.0001.950
5.63130

3/1 ARM
4.7501.950
5.64830


Deep Discounts For Excellent Credit

5120 Virginia Way, Nashville, TN
Fees=click here

McGowin-King Mortgage, LLC
205-879-7775 #2

Updated:07/02/08

30-yr Fixed
6.1251.250
6.53030

30-yr Fixed
6.5000.000
6.81030

15-yr Fixed
5.7501.250
6.01030

VA/FHA 30yr Fxd
6.2501.000
6.58030

30-yr Fxd Jumbo
6.7501.000
7.01030


Don't delay--take advantage of today's great rates. Let
our 52 years of experience work for you.
Call Travis McGowin or Donna Lowery.
Ask about our 100% loan at market rate.
9 Office Park Circle, Ste. 117, Birmingham, AL
Fees=click here

SouthPoint Bank
205-503-5022

Updated:07/02/08

30-yr Fixed
6.2501.000
6.43930

30-yr Fixed
6.5000.000
6.59630

15-yr Fixed
5.8751.000
6.18530

15-yr Fixed
6.1250.000
6.28130



Our mortgage bankers rely on 22+ years' experience to offer
you loan programs and expert advice that is appropriate for
your specific needs and today's housing market.
**In-house underwriting and programs.**
**Prompt, Reliable, Impeccable Service**
Member FDIC***Equal Housing Lender
Colonnade*Trussville*Gardendale*Huntsville
3500 Colonnade Pkwy., Birmingham, AL
Fees=click here
Rates based on $175,000 first mortgage loan for single family home. Jumbo rates (loans that exceed $417,000) based on $450,000 loan. All rates are believed to be accurate but cannot be guaranteed and are subject to change without notice. Minimum downpayment requirements and other restrictions may apply. Closing costs may vary. Due to recent federal legislation, rates for some loan amounts may be different than those shown in guide based on factors such as loan-to-value ratios and credit scores. Please check with a selected lender to see how these recent changes may affect you and for all loan details. Companies pay a fee to advertise in this Guide. Pts=points, which include origination and discount fees. APR=annual percentage rate and is calculated by each company - includes costs to obtain loan and private mortgage insurance if required. Lock=rate lock period. ARM=adjustable rate mortgage. Fees are estimated costs which may vary from loan to loan. These are not inclusive of all closing costs and do not include points, prepaid interest, or escrow items. Click on "Fees" and contact each company for more details.

 

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16:00:51