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Consumer First Mortgage, Inc.

925 Sharit Ave., Suite 213
Gardendale, AL 35071
Tel. 205-608-0590
Fax. 205-608-0076
www.consumer1mortgage.com
License # Exempt

General Information

Consumer First Mortgage, Inc. began business in November 1999 with two branches in Tuscaloosa and Mobile, Alabama. The founders of the company had worked in the financial industry for over 20 years, serving consumers in various lending positions.  Throughout this time, they noticed the general attitude of the financial community seemed to put the needs and desires of the consumer secondary to business goals.  For this reason, the founders decided to form a financial institution that would put the consumer first, above all other objectives.

With its corporate vision firmly in mind, Consumer First Mortgage has grown into one of the most respected mortgage banking firms in Alabama.  With a commitment to hire and retain the best and brightest mortgage professionals in the industry, Consumer First Mortgage has steadily expanded since its inception, and now has several branch locations throughout Alabama, including Birmingham, Tuscaloosa, Huntsville, Mobile, and Baldwin County.   The company specializes in residential and investments properties, including condominiums and gulf coast real estate. With each new location the message is sent out to the community at large:  We are here to serve the consumer.

Take Control of Your Mortgage!  Call the Professionals at Consumer First Mortgage today!

Local Branch / Office Locations

ADDRESS	TELEPHONE NO.
925 Sharit Ave., Suite 213 Gardendale, AL 35071	205-608-0590

FEES RELATED TO EACH LOAN

The following are fees related to a typical $175,000 purchase loan transaction in the Birmingham area, with this company. This does not include points, if any, nor does it include title insurance, local taxes, prepaid interest payments or prepaid escrow payments for home insurance or real estate taxes. A more complete list, tailored to your specific loan transaction, entitled "Good Faith Estimate of Settlement Costs" should be provided to you when you actually apply for a loan. All fees are believed to be accurate, but cannot be guaranteed and are subject to change without notice.

Appraisal	350
Credit Report	16
Application
Inspection
Document Prep/Review
Underwriting
Processing	325
Flood Certification	20
Tax Service	59
Notary
Settlement/Closing Fees	450
Attorney
Recording	45
Survey	150
Messenger/Courier
Wire Transfer
Administrative	550
Mortgage Broker Fee
Funding and Review
Payment Processing
Title Ins. (lender's)
TOTAL	$1,965

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