Thursday, March 26, 2009
Current Mortgage Rates

Most recently updated companies appear first.

Some lenders may offer discounts to mortgage guide customers so please be sure to let the lenders know that you saw their rates on this newspaper's mortgage guide website.

COMPANY NAME

LOAN TYPE
RATE / Disc PTS*
APR/LOCK

LOAN TYPE
RATE / Disc PTS*
APR/LOCK

LOAN TYPE
RATE / Disc PTS*
APR/LOCK

LOAN TYPE
RATE / Disc PTS*
APR/LOCK

LOAN TYPE
RATE / Disc PTS*
APR/LOCK

LOAN TYPE
RATE / Disc PTS*
APR/LOCK


COMMENTS

Absolute Mortgage Co.
888-90-HOMES

Updated:03/26/09

30-yr Fixed
4.750.25
4.80033

15-yr Fixed
4.625.25
4.68033

3/1 ARM
4.2500
4.66033

5/1 ARM
4.2500
4.51033



Consistently among the lowest rates!
Free float-downs! Fees arre $399! Call Now!!
350 E. Market St., West Chester, PA
Fees=click here
License No. DOC# 603 A776

Los Gatos Lending Connection
866 660-0957

Updated:03/25/09

30-yr Fixed
4.5002
4.77030

15-yr Fixed
4.2501.875
4.71030

20-yr Fixed
4.5001.875
4.86030

Super/Conf 30-yr
4.750*1.875
4.95030

30-yr Fxd Jmb/Conf
4.875*1.375
5.03030

15-yr Fxd Jmb/Conf
4.375*2
4.68030

*740 Credit Score 75% Loan to appraised value
*Jumbo Conforming Limits 625K
Points include Origination fee
www.losgatoslending.com
550 Main St., Suite J2, Placerville, CA
License No. DRE# 01220999

Cal First Lending
877-414-8280

Updated:03/26/09

30-yr Fixed
4.5001.500
4.68130

30-yr Fixed
5.0000.500
5.10030

30-yr Fxd Jmb/Conf
4.6252.000
4.81730

15-yr Fixed
4.2501.500
4.56630

15-yr Fixed
4.7500.000
4.84630

15-yr Fxd Jmb/Conf
4.3752.000
4.76530

OPEN EVENINGS AND WEEKENDS. 877-414-8280
NO APPLICATION FEE - NO ORIGINATION FEE
NO CREDIT REPORT FEE
FAST 2-week express loans - call for details
2503 Regatta Ct., Davis, CA
License No. DRE# 01318172

CMG Mortgage Inc.
800-958-5339

Updated:03/25/09

30-yr Fixed
4.7501.000
4.86230

Super/Conf 30-yr
5.1251.000
5.23430

5/1 ARM Jumbo
5.1251.000
4.81830

7/1 ARM Jumbo
5.2501.000
4.86230




OPEN SATURDAY & SUNDAY
1575 Treat Blvd., Walnut Creek, CA
License No. DOC# 4150025

1st Choice Mortgage & RE Service, Inc.
510-222-3301

Updated:03/24/09

30-yr Fixed
4.875*0
5.00530

30-yr Super/Conf
6.000*0
6.08330

15-yr Fixed
4.625*0
4.84930




No Prepay Penalty
Open Sat & Sun w/ Appointments
*0.50 orig pt pd by borrower
3150 Hilltop Mall Rd. #50, Richmond, CA
Fees=click here
License No. DRE# 01511108

Bank of America Mortgage
888-844-2248

Updated:03/24/09

30-yr Fxd Jmb/Conf
call0.000
call30






LOW RATES on REFINANCING - CALL NOW
NO FEES and NO CLOSING COST REFINANCING
Quick and easy approval for FIRST TIME BUYERS
VA and FHA up to 96.5 % FINANCING
1010 El Camino Real, Ste. 360, Menlo Park, CA
License No. -

AAXA Discount Mortgage
877-728-3569

Updated:03/23/09

30-yr Fixed FHA
5.000*0.000
5.12930

30-yr Fixed
5.000*0.000
5.12930

30-yr Fixed
4.750*0.750
4.94130

20-yr Fixed
5.000*0.000
5.17530

15-yr Fixed
4.750*0.000
4.97130

15-yr Fixed
4.375*1.250
4.77830

*Special rates for Mortgage Guide
*1.00 Origination pt pd by borrower
Customers. Call 877.RATE.LOW
www.forthebestrate.com
6322 Oleander Dr., Wilmington, NC
License No. DOC# 603B183
*Disc Pts = discount points which are fees paid to buy down the interest rate. Other closing costs may apply and vary from loan to loan. All brokers earn compensation for their services by either collecting origination fees from the borrower at closing or by a lender paid rebate in return for a higher interest rate, or a combination of the two. Contact each company for details. Rates based on $175,000 first mortgage loan for single family home. Jumbo rates (loans that exceed $417,000) or “super-conforming” rates (loans between $417,001 to $625,500 depending on location) based on $450,000 loan. All rates are believed to be accurate but cannot be guaranteed and are subject to change without notice. Minimum downpayment requirements and other restrictions may apply. Due to recent federal legislation, rates and guidelines for some loans in excess of $417,000 may differ from information posted in guide, depending on amount and location. Rates for other loan amounts may also be different than those shown in guide based on factors such as loan-to-value ratios and credit scores. Please check with a selected lender to see how these recent changes may affect you and for all other details. Closing costs may vary. Companies pay a fee to advertise in this Guide. Pts=points, which include origination and discount fees. APR=annual percentage rate and is calculated by each company - includes costs to obtain loan and private mortgage insurance if required. Lock=rate lock period. ARM=adjustable rate mortgage. Fees are estimated costs which may vary from loan to loan. These are not inclusive of all closing costs and do not include points, prepaid interest, title insurance or escrow items. Contact each company for more details. DOC# = licensed by Dept. of Corporations DRE# = licensed by CA Dept. of Real Estate, Real Estate Broker

 

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