Friday, September 1, 2006
Current Mortgage Rates

Most recently updated companies appear first.

Some lenders may offer discounts to mortgage guide customers so please be sure to let the lenders     
know that you saw their rates on this newspaper's mortgage guide website.

COMPANY NAME

LOAN TYPE
RATE/PTS
APR/LOCK

LOAN TYPE
RATE/PTS
APR/LOCK

LOAN TYPE
RATE/PTS
APR/LOCK


COMMENTS

CyVex Mortgage
843-722-4044

Updated:09/01/06

5/1 ARM
5.5001.000
6.46630

7/1 ARM
5.7500.875
6.59430

15-yr Fixed
5.5000.875
5.77830

30-yr Fixed
5.8750.750
6.15630

5/1 ARM Jumbo
5.6250.875
6.77530


Offering VERY LOW JUMBO RATES. We have loans for
second homes, investment property, no-income
verification, 100% financing, first time home buyers,
second mortgages, construction/perm, high rise condos.
We also do financing for commercial properties.
www.cyvexmortgage.com
145 King St., Charleston, SC
Fees=$1721

AimLoan.com, A Direct Lender
888-411-4246

Updated:09/01/06

30-yr Fixed
6.0000.037
6.06230

15-yr Fixed
5.6250.433
5.78930

5/1 Interest Only
5.7500.043
7.18730

30-yr Fxd Jumbo
6.1250.556
0.20730

10/1 Jumbo I/O
6.1250.081
6.84130

5/1 Jumbo I/O
5.7500.281
7.18030

Apply & Lock Online, Full Online Disclosure
Direct Lender, Open 7 days a week
Informative Website
4241 Jutland Dr., San Diego, CA 92117
Fees=$2025

ditech.com
800-616-8208

Updated:09/01/06

30-yr Fixed
6.0002.000
6.29560

15-yr Fixed
5.7502.000
6.23760

30-yr Fxd Jumbo
6.1252.000
6.36760

15-yr Fxd Jumbo
5.8752.000
6.27360



Se habla Espanol.
Lost another loan to ditech!
3200 Park Center Dr., Costa Mesa, CA
Fees=$2280

AAXA Discount Mortgage
877-728-3569

Updated:09/01/06

5/1 ARM Jumbo
5.500*1.125
7.24330

30-yr Fixed
5.750*1.000
5.89330

30-yr Fxd Jumbo
6.125*1.000
6.23930




*Special rates for Charleston Mtg Guide Customers
Call - 877.RATE.LOW * www.ForTheBestRate.com
"We Give You Credit For Your Good Credit"
No Application Fee
121 Patrick Dr., Beaufort, SC 29902
Fees=$2044

So. Carolina Fed'l Credit Union
843-569-5145

Updated:09/01/06

30-yr Fixed
6.1251.000
6.24330

15-yr Fixed
5.7501.000
5.93130

5/1 ARM
5.5001.000
7.28430

2/2 ARM
5.8751.000
6.72430



2/2 ARM ALLOWS UP TO 103% LTV( Based on Credit Score)
NO PMI REQ'D ON 2/2 PRODUCT
APR's reflect 80%LTV
SAVE TIME, APPLY ON LINE: WWW.SCFEDERAL.ORG
2175 Credit Union Lane, North Charleston, SC
Fees=$1513

Capital Mortgage Corp.
888-921-0030

Updated:08/31/06

30-yr Fixed
5.8750.366
5.98830

15-yr Fixed
5.5000.866
5.77130





Open Saturday 9-4
Contact us at 888-921-0030
or www.capmortcorp.com
3200 Wake Forest Rd., Raleigh, NC
Fees=$1724

Charles Holt & Assoc.
843-971-7676

Updated:08/30/06

10-yr Fixed
5.3750.875
5.69030

15-yr Fixed
5.500*0.787
5.71030

30-yr Fixed
5.750*1.207
5.92030

30-yr Fxd Jumbo**
6.125*0.793
6.22030

30-yr Fxd Jumbo**
6.250*0.130
6.28030


360 day lock with float down 800-728-5044
*15 & 30 Year Purchase
**30yr Fxd Jumbo 780 FICO Purchase
FLOAT DOWN ON MOST LOCKS
222 W. Coleman Blvd., Mt. Pleasant, SC
Fees=$1663

NorthStar Mortgage
877-535-5797

Updated:08/30/06

30-yr Fixed
6.1250.000
6.22030

15-yr Fixed
5.8750.000
6.12030

20-yr Fixed
6.0000.000
6.17530

30-yr Fxd Jumbo
6.3750.000
6.59030

15-yr Fxd Jumbo
6.1250.000
6.31030


LOOK TO NORTHSTAR FOR DEEP DISCOUNTS FOR
EXCELLENT CREDIT AND ASK ABOUT 100% PURCHASE
LOANS WITH NO PMI .
3205 Randall Pkwy., Wilmington, NC
Fees=$1806

Wachovia
843-805-7131

Updated:08/29/06

30-yr Fixed
call
60

10 YR ARM Int Only
call
60

100% LTV 30-yr Fxd
call
60




*BUYING A HOME - 100% INTEREST ONLY*
*FREE FLOAT DOWN - NO PMI*
* WACHOVIA WANTS TO EARN YOUR BUSINESS*
*WACHOVIA OFFERS BUNDLED SERVICES*
*CONSTRUCTION LOANS - WITH A 1 YEAR LOCK*
*GREAT PRODUCTS - RATES - SERVICE*
*CALL BEFORE YOU LOCK WITH ANYONE*
1505 Highway 17 North, Mt. Pleasant, SC
Fees=$1549
Rates based on $175,000 loan for single family home. Jumbo rates (loans of more than $417,000) based on $450,000 loan. All rates are believed to be accurate but cannot be guaranteed and are subject to change without notice. Minimum downpayment requirements and other restrictions may apply. Companies pay a fee to advertise in this Guide. Pts=points, which include origination and discount fees. APR=annual percentage rate and is calculated by each company - includes costs to obtain loan and private mortgage insurance if required. Lock=rate lock period. ARM=adjustable rate mortgage. Fees are estimated costs which may vary from loan to loan. They are based on a typical $175,000 purchase loan transaction in the Charleston area. These are not inclusive of all closing costs and do not include points, prepaid interest, taxes or escrow items. Click on "Fees" and contact each company for more details.

 

Meet the Lenders
Current Mortgage Rates
Mortgage Calculators
Description of Loan Programs
Typical Closing Costs
Email Questions to Lenders
Apply Online to Lenders


Mortgage Guide main page

Information provided by INFOTRAK National Data Services Contact Us

© copyright 2000-2006   All rights reserved..

 

 

 

 

 

16:31:18