Friday, May 9, 2008
Current Mortgage Rates

Most recently updated companies appear first.

Some lenders may offer discounts to mortgage guide customers so please be sure to let the lenders     
know that you saw their rates on this newspaper's mortgage guide website.

COMPANY NAME

LOAN TYPE
RATE/PTS
APR/LOCK

LOAN TYPE
RATE/PTS
APR/LOCK

LOAN TYPE
RATE/PTS
APR/LOCK


COMMENTS

First Charleston Mortgage, LLC
843-766-4002

Updated:05/09/08

30-yr Fixed
5.7500.000
5.82230

15-yr Fixed
5.3750.000
5.49630

20-yr Fixed
5.6250.000
5.72130

30-yr Fxd Jumbo
call
30

3/1 ARM Jumbo
call
30


RATES HAVE 0 ORIGINATION FEE
www.mtgeinfo.com/charleston/cmr_charleston.htm for
daily rates. Credit scores below 720 and cash out refi
may affect the rate. With rates changing daily, please
call for up to date rates or go to the web site above.
Many programs available, let us help you with your
home financing today.
1124 Sam Rittenberg Blvd., Charleston, SC
Fees=click here

South Carolina Federal Credit Union
843-797-8300

Updated:05/09/08

30-yr Fixed
call

15-yr Fixed
call

5/1 ARM
5.0000.000
5.02430

2/2 ARM
5.7500.000
4.39530



Mortgages Simplified - Origination fee
on all First Mortgages is now 1.00%.
Apply on line: mortgage.scfederal.org
Buy a new home, remodel or consolidate
2175 Credit Union Lane, North Charleston, SC
Fees=click here

Lucey Mortgage Corp.
843-884-8133

Updated:05/09/08

30-yr Fixed
call

5/1 ARM Jumbo
call

FHA/VA 30-yr Fxd
call




South Carolina's Biggest Little Lender-Over $1 Billion
In Closed Loans.
We Offer 3 day Application to Closing on Conventional
Loans.
Conventional, FHA/VA, Construction, Renovation.
We Offer 100% No Down Payment Up to $335,000 SP.
861 Coleman Blvd., Mt. Pleasant, SC
Fees=click here

First Rate Mortgage
843-569-3000

Updated:05/09/08

30-yr Fixed
5.6251.000
5.74830

15-yr Fixed
5.2501.000
5.57630

VA 30-yr Fxd
5.7501.000
5.87330

30-yr Fxd Jumbo
7.0000.750
7.12030



Refinance your Adjustable to a Low Fixed Rate!!
Stated Income Loans, VA Loans
Investment Loans, 102% USDA Loans
Call today or apply at www.firstrate-mortgage.com
Credit Score Programs down to 500

2179-C Ashley Phosphate Rd., N. Charleston, SC
Fees=click here

Palmetto South Mortgage Corp.
866-912-4663

Updated:05/09/08

30-yr Fixed
5.6251.000
5.77530

15-yr Fixed
5.2501.000
5.50030

FHA/VA 30-yr Fxd
6.0001.000
6.11730




Many Government Lending Choices:
Sout Carolina Company, Multi-State Lending
FHA, VA, SC State & US Rural Housing
AGENTS' #1 CHOICE...find out why.
Online:www.PalmettoSouth.com
830 Gracern Rd, Columbia, SC
Fees=click here

NorthStar Mortgage
877-535-5797

Updated:05/08/08

30-yr Fixed
5.7500.000
5.79030

15-yr Fixed
5.2500.000
5.31030

20-yr Fixed
5.6250.000
5.71030

30-yr Fxd Jumbo*
6.500*0.000
6.59030



Look to Northstar for Deep Discounts with excellent
credit . Great Jumbo 30yr fix pricing
*Maximum Loan Amount $533,850.00
3205 Randall Pkwy., Wilmington, NC
Fees=click here

Wachovia
843-805-7131

Updated:05/07/08







IMPORTANT INFORMATION - PLEASE READ
The Rates You See Today Are NOT Current.
Today's mortgage market environment is changing daily.
It is important that you understand the current market
conditions and how you can benefit over the long term.
Wachovia's float down program is available on most of
its products. This may allow you to get a better rate
at your closing. Please call Wachovia Mortgage today.
A simple phone call can save you time and money.
1505 Highway 17 North, Mt. Pleasant, SC
Fees=click here

Charles Holt & Assoc.
843-971-7676

Updated:05/07/08

10-yr Fixed
5.0001.115
5.34030

15-yr Fixed
5.1251.115
5.36030

15-yr Fixed
5.2500.615
5.48030

30-yr Fixed
5.6250.794
5.74030

30-yr Fixed
5.7500.381
5.82030


360 day lock with float down 800-728-5044

NO COST Loans Available
222 W. Coleman Blvd., Mt. Pleasant, SC
Fees=click here

LoanFinders of S.C. Inc.
843-769-4491

Updated:05/07/08

30-yr Fixed
5.7501.000
5.93330

15-yr Fixed
5.3751.000
5.52830





SHOULD HAVE, WOULD HAVE, COULD HAVE. IN MY BUSINESS I
I'VE HEARD THOSE WORDS MANY TIMES ESPECIALLY AFTER THE
INTEREST RATES WENT BACK UP. DON'T WAIT LOCK YOUR LOAN
TODAY WHILE RATES ARE STILL SUPER LOW!!! CALL
FOR A FREE CONSULTATION TO GET PRE-QUALIFIED
FOR A HOME PURCHASE OR REFINANCE AND PAY OFF THOSE HIGH
RATE CREDIT CARDS.
1830 Savannah Way, Charleston, SC
Fees=click here

Capital Mortgage Corp.
888-921-0030

Updated:05/07/08

30-yr Fixed
5.7500.000
5.82930

15-yr Fixed
5.2500.600
5.47230





Call today for the best rates on
Conventional, USDA, FHA, VA
Refinance your ARM with our low rates!
If You want the Best You must make the
call. It's FREE
888-921-0030 www.capmortcorp.com
3200 Wake Forest Rd., Raleigh, NC
Fees=click here

CyVex Mortgage
843-722-4044

Updated:05/07/08

15-yr Fixed
5.1251.000
5.45730

30-yr Fixed
5.6250.750
5.80230

5/1 ARM
4.8751.000
5.37830

7/1 ARM
5.0001.000
5.38130

5/1 ARM Jumbo
5.8751.125
5.72030

30-yr Teacher 97%
5.8751.000
6.53030

Offering VERY LOW JUMBO RATES. We have loans for
2nd homes, investment property, first time home buyers,
etc. ***97% Teacher Program w/ upto $7k down payment
assistance. WWW.CYVEXMORTGAGE.COM
145 King St., Charleston, SC
Fees=click here

Stockton Turner Mortgage Bankers
843-478-8343

Updated:05/07/08

15-yr Fixed
5.2501.000
5.42730

30-yr Fixed
5.5001.000
5.68030

30-yr Fixed
5.7500.000
5.84230




No Money Down Purchases without perfect credit. Call!
We offer FHA/VA, Manufactured Housing, No Problem! Call
FHA Down Payment Assistance, State Housing Loans. Call!
ALWAYS LOOKING FOR GOOD LOAN OFFICERS Call!
1909 Ashley River Rd., Charleston, SC
Fees=click here
Rates based on $175,000 first mortgage loan for single family home. Jumbo rates (loans that exceed $417,000) based on $450,000 loan. All rates are believed to be accurate but cannot be guaranteed and are subject to change without notice. Minimum downpayment requirements and other restrictions may apply. Closing costs may vary. Due to recent federal legislation, rates for some loan amounts may be different than those shown in guide based on factors such as loan-to-value ratios and credit scores. Please check with a selected lender to see how these recent changes may affect you and for all loan details. Companies pay a fee to advertise in this Guide. Pts=points, which include origination and discount fees. APR=annual percentage rate and is calculated by each company - includes costs to obtain loan and private mortgage insurance if required. Lock=rate lock period. ARM=adjustable rate mortgage. Fees are estimated costs which may vary from loan to loan. These are not inclusive of all closing costs and do not include points, prepaid interest, or escrow items. Click on "Fees" and contact each company for more details.

 

Meet the Lenders
Current Mortgage Rates
Mortgage Calculators
Description of Loan Programs
Typical Closing Costs
Email Questions to Lenders
Apply Online to Lenders


Mortgage Guide main page

Information provided by INFOTRAK National Data Services Contact Us

© copyright 2000-2006   All rights reserved..

 

 

 

 

 

15:15:24