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Charles Holt & Associates, Inc.

301 N. Elm Street, Suite 232
Greensboro, NC 27401
Tel. 336-370-9775
Fax. 800-849-6882


General Information

Charles Holt and Associates, Inc., is a family owned business, incorporated in 1988. Charles Holt, president of the company, has been a mortgage lender since 1968. Previous to starting his own company, he was executive vice-president of Shearson American Express Mortgage, responsible for their nationwide mortgage operation.

We specialize in the 2nd and 3rd time home buyer who feels comfortable shopping for their own mortgage and making their own decisions. Many of our customers are referrals from previous clients and their families or friends.

Due to our streamlined operation and low overhead, we are able to offer very competitive rates throughout North and South Carolina.

Local Branch / Office Locations

ADDRESS TELEPHONE NO.

301 N. Elm Street, Suite 232
Greensboro, NC 27401

222 West Coleman Blvd.
Mt. Pleasant, SC 29464

336-370-9775


800-728-5044

FEES RELATED TO EACH LOAN

The following are fees related to a typical $175,000 purchase loan transaction in the Charleston area, with this company. This does not include points, if any, nor does it include local taxes, prepaid interest payments or prepaid escrow payments for home insurance or real estate taxes. A more complete list, tailored to your specific loan transaction, entitled "Good Faith Estimate of Settlement Costs" should be provided to you when you actually apply for a loan. All fees are believed to be accurate, but cannot be guaranteed and are subject to change without notice.

Appraisal 300
Credit Report 20
Application 350
Inspection  
Document Prep/Review  
Underwriting  
Processing  
Flood Certification 17
Tax Service  
Notary  
Pest Inspection  
Settlement/Closing  
Attorney 350
Recording 35
Survey  
Messenger/Courier  
Wire Transfer 35
Administrative  
Mortgage Broker Fee  
Funding and Review  
Payment Processing  
Title Exam  
Title Insurance (lender's) 406
Commitment 150
TOTAL $1,663



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