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Information about Lenders
Charles
Holt & Associates, Inc.
301 N. Elm
Street, Suite 232
Greensboro, NC 27401
Tel. 336-370-9775
Fax. 800-849-6882
General
Information
Charles Holt and Associates,
Inc., is a family owned business, incorporated in 1988.
Charles Holt, president of the company, has been a mortgage
lender since 1968. Previous to starting his own company,
he was executive vice-president of Shearson American
Express Mortgage, responsible for their nationwide mortgage
operation.
We specialize
in the 2nd and 3rd time home buyer who feels comfortable
shopping for their own mortgage and making their own
decisions. Many of our customers are referrals from
previous clients and their families or friends.
Due to our streamlined
operation and low overhead, we are able to offer very
competitive rates throughout North and South Carolina.
Local
Branch / Office Locations
| ADDRESS |
TELEPHONE NO.
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301 N.
Elm Street, Suite 232
Greensboro, NC 27401
222
West Coleman Blvd.
Mt. Pleasant, SC 29464
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336-370-9775
800-728-5044
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FEES
RELATED TO EACH LOAN
The
following are fees related to a typical $175,000 purchase loan transaction in the Charleston area, with this company. This does not include
points, if any, nor does it include local taxes, prepaid interest
payments or prepaid escrow payments for home insurance or real estate
taxes. A more complete list, tailored to your specific loan transaction,
entitled "Good Faith Estimate of Settlement Costs" should
be provided to you when you actually apply for a loan. All fees
are believed to be accurate, but cannot be guaranteed and are subject
to change without notice.
| Appraisal |
300 |
| Credit Report |
20 |
| Application |
350 |
| Inspection |
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| Document Prep/Review |
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| Underwriting |
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| Processing |
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| Flood Certification |
17 |
| Tax Service |
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| Notary |
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| Pest Inspection |
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| Settlement/Closing |
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| Attorney |
350 |
| Recording |
35 |
| Survey |
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| Messenger/Courier |
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| Wire Transfer |
35 |
| Administrative |
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| Mortgage Broker Fee |
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| Funding and Review |
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| Payment Processing |
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| Title Exam |
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| Title Insurance (lender's) |
406 |
| Commitment |
150 |
| TOTAL |
$1,663 |
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