             
Mortgage Guide main page
Charleston Post and Courier Home Page
|
|
Information about Lenders
First Rate Mortgage
2179-C Ashley Phosphate Road
N. Charleston, SC 29406
Tel. 843-569-3000
Fax. 843-569-3050
www.firstrate-mortgage.com
Lic# MB-0503200-0503200
General Information
First Rate Mortgage is your local mortgage company providing mortgage loans for all of South Carolina. First Rate Mortgage services all your mortgage needs, whether you are purchasing a new home, wanting to refinance your home to a low fixed rate, or need extra cash for whatever reason. Our trained professionals will find the mortgage loan that is right for you.
Local
Branch / Office Locations
| ADDRESS |
TELEPHONE NO.
|
2179-C Ashley Phosphate Road
N. Charleston, SC 29406
|
843-569-3000 |
FEES
RELATED TO EACH LOAN
The
following are fees related to a typical $175,000 purchase loan transaction
in the Charleston area, with this company. This does not include
points, if any, nor does it include local taxes, prepaid interest
payments or prepaid escrow payments for home insurance or real estate
taxes. A more complete list, tailored to your specific loan transaction,
entitled "Good Faith Estimate of Settlement Costs" should
be provided to you when you actually apply for a loan. All fees
are believed to be accurate, but cannot be guaranteed and are subject
to change without notice.
| Appraisal |
350 |
| Credit Report |
18 |
| Application |
|
| Inspection |
|
| Document Prep/Review |
|
| Underwriting |
495 |
| Processing |
349 |
| Flood Certification |
|
| Tax Service |
70 |
| Notary |
|
| Pest Inspection |
|
| Settlement/Closing |
|
| Attorney |
350 |
| Recording |
35 |
| Survey |
|
| Messenger/Courier |
19 |
| Wire Transfer |
|
| Administrative |
|
| Mortgage Broker Fee |
|
| Funding and Review |
|
| Payment Processing |
|
| Title Exam |
|
| Title Insurance (lender's) |
406 |
| |
|
| TOTAL |
$2,092 |
|