Information about Lenders
Lucey Mortgage Corporation
861 Coleman Blvd.
Mt. Pleasant, SC 29464
Tel. 843-884-8133
Fax. 843-884-6575
www.luceymortgage.net
RI loan broker license# MB-0502707-0502757
General Information
Lucey Mortgage is owned and operated by Lorcan Lucey, a 23 year veteran of the mortgage industry. Lorcan's team has closed over $1Billion in residential loans in South Carolina.
Lucey Mortgage is backed by ten of this nations largest banks originating primarily Fannie Mae loans. This means you have security in knowing you are getting the best rate, service and guaranteed on time closings.
We are local. Our underwriting is on site. Our closing packages come from our office. We are not like the big banks that send your loans to a central processing center....we take care of you here at our office. We are your neighbors and we care.
We guarantee the lender cost we quote you up front on our good faith estimate is what we deliver at closing. This means no surprises at the closing table...ever.
We work with some of the top Realtors in Charleston. We are glad to refer you to our top Realtors to help you find the right property.
We would jump at the opportunity to win your business. Call Lorcan Lucey.
Local
Branch / Office Locations
| ADDRESS |
TELEPHONE NO. |
861 Coleman Blvd.
Mt. Pleasant, SC 29464 |
843-884-8133 |
FEES
RELATED TO EACH LOAN
The
following are fees related to a typical $175,000 purchase loan transaction
in the Charleston area, with this company. This does not include
points, if any, nor does it include local taxes, prepaid interest
payments or prepaid escrow payments for home insurance or real estate
taxes. A more complete list, tailored to your specific loan transaction,
entitled "Good Faith Estimate of Settlement Costs" should
be provided to you when you actually apply for a loan. All fees
are believed to be accurate, but cannot be guaranteed and are subject
to change without notice.
| Appraisal |
375 |
| Credit Report |
18 |
| Application |
|
| Inspection |
|
| Document Prep/Review |
|
| Underwriting |
375 |
| Processing |
|
| Flood Certification |
|
| Tax Service |
|
| Notary |
|
| Pest Inspection |
|
| Settlement/Closing |
|
| Attorney |
400 |
| Recording |
35 |
| Survey |
|
| Messenger/Courier |
|
| Wire Transfer |
|
| Administrative |
|
| Mortgage Broker Fee |
|
| Funding and Review |
|
| Payment Processing |
|
| Title Exam |
|
| Title Insurance (lender's) |
406 |
| |
|
| TOTAL |
$1,609 |
|