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Welcome

Information about Lenders

Palmetto South Mortgage Corp.

830 Gracern Road
Columbia, SC 29210
Tel. 803-791-9790 / 866-912-4663
Fax. 803-791-0022
www.palmettosouth.com
License # MB-0516600-0529705

General Information

Our Philosophy "Relationship for Life"

Our genuine belief in the "Relationship for life" principle of doing business is what fuels our company. Previous customer referrals and local real estate professionals have and continue to deliver the majority of the Company's business. Welcome to Palmetto South Mortgage Corp. Headquartered in Columbia, SC and providing service throughout the entire state of South Carolina.

When Palmetto South began operations in July 2001, the goal was to create a local independent mortgage company that would have a significant “state wide" presence. We’ve accomplished that and continue to gain market share through our customer and realtor referrals.

As a local industry leader in home loans, Palmetto South is committed to its tradition of providing the highest standards in customer service. Palmetto South employs innovative technology to offer personal choice and convenience. Consumers can interact with us on the Web, via wireless devices and over the phone.

As our organization grows, the one guiding principle will never change. We have always supported and will continue to bring the dream of homeownership into reality for our customers. Palmetto South provides affordable home loans to all qualified borrowers.

The top priority for the Palmetto South team is our relationship with our customers. All of our efforts are undertaken with one thing in mind: Meet the needs of customers. Long-lasting relationships have been, and continue to be the backbone of our company.

We look forward to meeting your needs, whether you are a first-time homebuyer, a current homeowner looking to refinance your existing mortgage or a prospective home buyer interested in educating yourself through our site. Thank you for visiting PalmettoSouth.com.

Cutting edge technology that benefits you. Utilization of the most advanced technology available allows us to close loans quickly, at a low cost. By combining advanced processing software and automated underwriting systems with the Internet, we have simplified the process of approving and closing a home loan.

Local Branch / Office Locations

ADDRESS TELEPHONE NO.
830 Gracern Road
Columbia, SC 29210
803-791-9790
866-912-4663

FEES RELATED TO EACH LOAN

The following are fees related to a typical $175,000 purchase loan transaction in the Charleston area, with this company. This does not include points, if any, nor does it include local taxes, prepaid interest payments or prepaid escrow payments for home insurance or real estate taxes. A more complete list, tailored to your specific loan transaction, entitled "Good Faith Estimate of Settlement Costs" should be provided to you when you actually apply for a loan. All fees are believed to be accurate, but cannot be guaranteed and are subject to change without notice.

Appraisal 300
Credit Report 21
Application  
Inspection  
Document Prep/Review  
Underwriting 450
Processing 195
Flood Certification  
Tax Service  
Notary  
Pest Inspection  
Settlement/Closing 175
Attorney 275
Recording 25
Survey  
Messenger/Courier 25
Wire Transfer 10
Administrative 325
Mortgage Broker Fee  
Funding and Review  
Payment Processing  
Title Exam  
Title Insurance (lender's) 406
   
TOTAL $2,207



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