Information about Lenders
Palmetto
South Mortgage Corp.
830 Gracern Road
Columbia, SC 29210
Tel. 803-791-9790 / 866-912-4663
Fax. 803-791-0022
www.palmettosouth.com
License # MB-0516600-0529705
General Information
Our Philosophy "Relationship
for Life"
Our genuine belief in the
"Relationship for life" principle of doing business is what fuels
our company. Previous customer referrals and local real estate professionals
have and continue to deliver the majority of the Company's business.
Welcome to Palmetto South Mortgage Corp. Headquartered in Columbia,
SC and providing service throughout the entire state of South Carolina.
When Palmetto South began
operations in July 2001, the goal was to create a local independent
mortgage company that would have a significant “state wide" presence.
We’ve accomplished that and continue to gain market share through
our customer and realtor referrals.
As a local industry leader
in home loans, Palmetto South is committed to its tradition of providing
the highest standards in customer service. Palmetto South employs
innovative technology to offer personal choice and convenience.
Consumers can interact with us on the Web, via wireless devices
and over the phone.
As our organization grows,
the one guiding principle will never change. We have always supported
and will continue to bring the dream of homeownership into reality
for our customers. Palmetto South provides affordable home loans
to all qualified borrowers.
The top priority for the
Palmetto South team is our relationship with our customers. All
of our efforts are undertaken with one thing in mind: Meet the needs
of customers. Long-lasting relationships have been, and continue
to be the backbone of our company.
We look forward to meeting
your needs, whether you are a first-time homebuyer, a current homeowner
looking to refinance your existing mortgage or a prospective home
buyer interested in educating yourself through our site. Thank you
for visiting PalmettoSouth.com.
Cutting edge technology that
benefits you. Utilization of the most advanced technology available
allows us to close loans quickly, at a low cost. By combining advanced
processing software and automated underwriting systems with the
Internet, we have simplified the process of approving and closing
a home loan.
Local
Branch / Office Locations
| ADDRESS |
TELEPHONE NO.
|
830 Gracern Road
Columbia, SC 29210
|
803-791-9790
866-912-4663
|
FEES
RELATED TO EACH LOAN
The
following are fees related to a typical $175,000 purchase loan transaction
in the Charleston area, with this company. This does not include
points, if any, nor does it include local taxes, prepaid interest
payments or prepaid escrow payments for home insurance or real estate
taxes. A more complete list, tailored to your specific loan transaction,
entitled "Good Faith Estimate of Settlement Costs" should
be provided to you when you actually apply for a loan. All fees
are believed to be accurate, but cannot be guaranteed and are subject
to change without notice.
| Appraisal |
300 |
| Credit Report |
21 |
| Application |
|
| Inspection |
|
| Document Prep/Review |
|
| Underwriting |
450 |
| Processing |
195 |
| Flood Certification |
|
| Tax Service |
|
| Notary |
|
| Pest Inspection |
|
| Settlement/Closing |
175 |
| Attorney |
275 |
| Recording |
25 |
| Survey |
|
| Messenger/Courier |
25 |
| Wire Transfer |
10 |
| Administrative |
325 |
| Mortgage Broker Fee |
|
| Funding and Review |
|
| Payment Processing |
|
| Title Exam |
|
| Title Insurance (lender's) |
406 |
| |
|
| TOTAL |
$2,207 |
|