The Charlotte Observer Guide

	Friday, May 9, 2008
Most recently updated companies appear first. Some lenders may offer discounts to mortgage guide customers so please be sure to let the lenders know that you saw their rates on this newspaper's mortgage guide website.

COMPANY NAME

LOAN TYPE
RATE/PTS
APR/LOCK

COMMENTS

Absolute Mortgage
888-90-HOMES

Updated:05/09/08

30-yr Fixed
5.625 0.000
5.660 30

15-yr Fixed
5.250 0.000
5.280 30

30-yr Fxd Jumbo
7.625 0.000
7.640 30

5/1 ARM
5.125 0.000
7.070 30

CONSISTENTLY AMONG THE LOWEST RATES IN
THE INDUSTRY! $399 Total Fees
350 E. Market St., West Chester, PA

Carolina Mortgage Services
704-543-1989

Updated:05/09/08

15-yr Fixed
4.875 1.000
5.144 30

30-yr Fixed
5.750 0.000
5.790 30

Call for No Cost /NO Fee Programs!!
Serving the Carolina's for over 20 years
PreQual online @ www.cmsrates.com
7800 Providence Rd., Suite 208, Charlotte, NC

ABBA First Mortgage Inc.
866-676-3349

Updated:05/09/08

30-yr Fixed
5.750 0.000
5.792 30

20-yr Fixed
5.625 0.250
5.711 30

15-yr Fixed
5.375 0.000
5.445 30

10-yr Fixed
5.250 0.250
5.403 30

30-yr Fxd Jumbo
7.125 1.000
7.242 30

30-yr Int. only
6.000 0.000
6.042 30

LOW RATES AND LOW CLOSING COSTS!
Doing business HIS way for you everyday.
www.ABBAFirst.com Open 8-6 (Sat. 9-12)
722 Paisley Court, Wilmington, NC

Best Rate Mortgage
704-529-1233

Updated:05/09/08

30-yr Fixed
5.500 0.875
5.556 30

15-yr Fixed
5.000 1.000
5.116 30

5/1 ARM
4.875 0.875
4.668 30

OPEN SAT! LOCAL IN CHARLOTTE SINCE 1989
ZERO CLOSING COSTS OPTIONS PURCH OR REFI
FREE FLOATDOWN IF RATES DROP!
814 Tyvola Rd., Suite 105, Charlotte, NC

Charlotte Metro Credit Union
704-375-0183

Updated:05/09/08

30-yr Fixed
5.875 0.000
6.009 60

3/1 ARM
4.500 0.000
4.572 60

5/1 ARM
5.125 0.000
5.202 60

15-yr Fixed
5.500 0.000
5.697 60

NO PMI FOR QUALIFIED PROGRAMS
www.cmcu.org
718 Central Ave., Charlotte, NC

AmeriSouth Mortgage
704-845-9400

Updated:05/08/08

30-yr Fixed
5.750 1.000
5.886 30

15-yr Fixed
5.250 1.000
5.416 30

5/1 ARM
4.875 1.000
4.697 30

FHA 30-yr Fxd
5.875 1.000
6.012 60

USDA 100% 30yr Fxd
6.250 1.000
6.396 60

Call or check AmeriSouth.com for quotes

2101 Sardis Rd. N., Charlotte, NC

Daylight Discount Mortgage
877-256-5681

Updated:05/08/08

30-yr Fixed
5.750 0.000
5.808 30

5/1 ARM
5.000 0.000
6.056 30

5/1 Int Only ARM
5.000 0.046
6.065 30

15-yr Fixed
5.375 0.000
5.416 30

30-yr Fxd Jumbo
7.250 0.000
7.259 30

Call Now To Experience the Difference!

1017 Ashes Dr., Ste. 104, Wilmington, NC

NorthStar Discount Mortgage
800-597-4218

Updated:05/08/08

30-yr Fixed
5.750 0.000
5.785 30

15-yr Fixed
5.250 0.000
5.309 30

10-yr Fixed
5.250 0.000
5.334 30

15-yr Fxd Jumbo
6.375 0.000
6.396 30

30-yr Fxd Jumbo
6.375 0.000
6.388 30

NO POINTS; NO Origination Fees

3205 Randall Parkway, Ste. 114, Wilmington, NC

Capital Mortgage Corp.
888-921-0030

Updated:05/07/08

30-yr Fixed
5.750 0.000
5.829 30

15-yr Fixed
5.250 0.600
5.472 30

Conventional, USDA, FHA, VA
If You want the Best You must make the
call. It's FREE
888-921-0030 www.capmortcorp.com
3200 Wake Forest Rd., Ste. 204, Raleigh, NC

Myers Park Mortgage
704-342-3001

Updated:05/07/08

30-yr Fixed
5.625 1.250
5.807 30

15-yr Fixed
5.250 0.750
5.478 30

30 Year IO
6.000 0.875
6.151 30

FHA 30-yr Fxd
5.875 0.750
6.013 30

"Simply the Best" Rates and Service
704-342-3001 Interest Only Terms Avail.
141 Providence Rd., Charlotte, NC

Alpha Mortgage Corp.
704-366-1225

Updated:05/07/08

Please Call for the Latest Rates
Spring buying season is here -
Contact your realtor today to see all
the great homes currently available
Call us today - fast, free pre-approvals
Thank you for your business.
2700 Coltsgate Rd., Ste. 105, Charlotte, NC

Alera Financial
704-900-3026

Updated:05/07/08

30-yr Fixed
5.750 1.000
5.933 30

FHA 30-yr Fxd
5.875 1.000
6.059 30

3/1 ARM Jumbo
5.375 0.000
7.011 30

5/1 ARM Jumbo
5.625 0.000
5.660 30

We are a direct lender in all 50 states.
EXPERIENCE, KNOWLEDGE & SKILL!
5950 Fairview Rd., Ste. 225, Charlotte, NC

Charles Holt & Assoc.
704-542-9878

Updated:05/07/08

10-yr Fixed
5.000 1.115
5.340 30

15-yr Fixed
5.125 1.115
5.360 30

15-yr Fixed
5.250 0.615
5.480 30

30-yr Fixed
5.625 0.794
5.740 30

30-yr Fixed
5.750 0.381
5.820 30

360 Day Locks with Float Down Available

10800 Sikes Avenue, Suite 300, Charlotte, NC

AAXA Discount Mortgage
877-728-3569

Updated:05/06/08

30-yr Fixed
5.875* 0.000
5.950 30

30-yr Fixed
5.750* 1.000
5.918 30

15-yr Fixed
5.500* 0.000
5.622 30

15-yr Fixed
5.250* 1.000
5.525 30

20-yr Fixed
5.875* 0.000
5.975 30

10-yr Fixed
5.375* 0.000
5.547 30

*Special rates for Mtge Guide Customers
Call 877.RATE.LOW www.ForTheBestRate.com
We Give You Credit For Your Good Credit
No Application Fees
6322 Oleander Dr., Wilmington, NC

Rates based on $175,000 first mortgage loan for single family home. Jumbo rates (loans that exceed $417,000) based on $450,000 loan. All rates are believed to be accurate but cannot be guaranteed and are subject to change without notice. Minimum downpayment requirements and other restrictions may apply. Closing costs may vary. Due to recent federal legislation, rates for some loan amounts may be different than those shown in guide based on factors such as loan-to-value ratios and credit scores. Please check with a selected lender to see how these recent changes may affect you and for all loan details. Companies pay a fee to advertise in this Guide. Pts=points, which include origination and discount fees. APR=annual percentage rate and is calculated by each company - includes costs to obtain loan and private mortgage insurance if required. Lock=rate lock period. ARM=adjustable rate mortgage. Fees are estimated costs which may vary from loan to loan. These are not inclusive of all closing costs and do not include points, prepaid interest, or escrow items.

Mortgage Guide main page

Information provided by INFOTRAK National Data Services

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