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| Information about Lenders Charter One Mortgage 13777 Ballantyne Corporate
Pl. #440 General Information Charter One Mortgage Corp. goes beyond conventional loan choices and popular goverment programs by offering a large selection of unique products and services that are exclusive to us. Like our Home-To-Home Loan, which is easier to qualify for and more affordable than bridge financing. Or our Choice ARM (Adjustable Rate Mortgage) with four monthly payment options. Because we realize that everyone has different financial needs, all of our loan products are designed with YOU IN MIND -- making it easier for you to buy, sell or refinance your home. We can offer you this well-rounded product selection because we're a portfolio lender. We create and fund our own mortgages, making it possible for us to offer more flexible terms than lenders or brokers who sell their loans through secondary markets. We then pass this added value on to you in the form of our unique mortgage products that help make financing a home easier and more affordable than ever before. * Fixed and Adjustable Rate Mortgages (ARMs) - From our popular 5/1 ARM, or 6-month ARM tied to the MTA Index, to our Choice ARM, and more, you're sure to find an ARM to fit your needs. * No Mortgage Insurance (MI) up to 85% Loan-to-Value (LTV) - Put as little as 15% down on fixed or adjustable rate loans up to $500,000 with no MI. * Jumbo Loans -: NO ONE offers a better one. Our jumbos have extremely competitive rates, no income verification and are available in amounts up to $1 million and more. Loans up to $650,000 offer 85% LTV with no Mortgage Insurance. * The Choice ARM Loan - This versatile loan offers you the option of four monthly payment choices, so you can choose how to manage your money each month. * The Home-to-Home Loan - This loan lets you purchase a new home using the equity in your present home as the downpayment...and you only need to qualify for ONE home mortgage. * Construction Loans - These loans have a single close with a locked rate upfront. Available on 30-yr fixed, 5/1 ARMs, 6-month ARMS, even our Choise ARMs. * Purchase Money Seconds - Get more financial flexibility by combining our Charter One Mortgage first mortgage with a purchase money second that gives you a combined loan-to-value of up to 95%. * Home Equity Lines of Credit up to 99.99% LTV - We offer this option to all home (owner-occupied) borrowers who have at least a $5,000 down payment. We pay all costs associated with the equity line. * Extended Rate Locks for up to 270 days - Lock in at the current rate with a Float Down Option to ensure that your rate remains competitive. Find out what we can do for you by calling your local Charter Oe Mortgage Loan Officer today for more information. Local Branch / Office Locations
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