The Houston Chronicle Guide

	Thursday, November 20, 2008
Most recently updated companies appear first. Some lenders may offer discounts to mortgage guide customers so please be sure to let the lenders know that you saw their rates on this newspaper's mortgage guide website.

COMPANY NAME

LOAN TYPE
RATE/PTS
APR/LOCK

COMMENTS

Austin First Mortgage
281-733-2204

Updated:11/20/08

30-yr Fixed
5.625 0.000
5.675 30

15-yr Fixed
5.375 0.000
5.425 30

VA 30-yr Fxd
5.875 0.000
5.925 30

www.austinfirstmortgage.com

member BBB
Guaranteed lender/broker fees
830 S. Mason Rd., Ste. A-5, Katy, TX
Fees=click here

Premier Lending Group, Inc.
281-857-6742

Updated:11/20/08

30-yr Fixed
5.625 0.100
5.725 30

15-yr Fixed
5.500 0.000
5.654 30

15-yr Fxd Jumbo
6.400 0.000
6.461 45

3/1 ARM Jmb/Conf
5.000 0.000
5.038 30

5/1 ARM Jmb/Conf
5.500 0.000
5.173 30

7/1 ARM Jmb/Conf
5.950 0.000
5.401 45

100% Financing to $250,000, 95% Financing to $650,000
Construction, Lot Loans, Home-Improvement, Home-Equity,
Commercial Loans, 2nd Homes, Investment Properties,
Call about our low 10/1 ARM and 30 Yr Fxd jumbo rates
14090 Southwest Freeway, Ste. 300, Sugar Land, TX
Fees=click here

Millennium Mortgage Services
713-892-5363

Updated:11/20/08

30-yr Fixed
5.500 1.000
5.692 30

15-yr Fixed
5.125 1.000
5.264 30

FHA 30-yr Fxd
5.875 1.000
6.417 30

7/1 ARM Jumbo
5.625 1.000
5.893 30

5/1 ARM
5.250 1.000
5.563 30

Cashout refinances, Reverse Mortgages,
www.loansmortgage.com Member BBB,
Open Sat. and Sun. Free float down option
FHA Jumbo loans, Jumbo Arms
16775 Addison Road # 120, Dallas, TX 75001
Fees=click here

Keystone Mortgage
866-351-0751

Updated:11/20/08

30-yr Fixed
5.875 0.000
5.912 30

15-yr Fixed
5.625 0.000
5.787 30

5/1 ARM Jumbo
5.850 0.000
5.600 45

30 Yr Fxd Cashout
6.000 0.000
6.088 30

30-yr Fxd Jumbo
7.000 0.000
7.012 45

True rates! Call today for a free estimate!

2301 Ohio Dr., #138, Plano, TX
Fees=click here

Texas Professional Mtge
281-377-5202 / 832-978-0807

Updated:11/20/08

30-yr Fixed
5.500 0.625
5.755 30

30-yr Fixed
5.625 0.250
5.822 30

15-yr Fixed
5.375 0.000
5.531 30

5/1 ARM Jumbo
6.250 0.250
6.312 30

Open 7 days/week! Call or Email for a free quote.
We do Non Warrantable Condos up to 95%
Aggessive Jumbo Rates - Member NAMB/TAMB
11200 Westheimer, Ste. 900, Houston, TX
Fees=click here

Houston Mortgage
713-541-0710

Updated:11/20/08

30-yr Fixed
5.625 0.250
5.713 30

30-yr Fixed
5.750 0.000
5.816 30

15-yr Fixed
5.250 0.500
5.436 30

Rental Property
7.000 0.250
7.096 30

VA 30-yr Fxd
5.625 1.000
5.781 30

5/1 ARM Jumbo
5.650 0.000
5.695 30

Purchase, Refinance,Cashouts,2nd Homes
Investment's , Constrution to perm
All Major Bank's Wells Fargo, Citi, Chase, Etc.
No Credit or Application Fee's
10333 Harwin, #165, Houston, TX
Fees=click here

GSM Group
800-939-9808

Updated:11/19/08

30-yr Fixed
5.750 0.000
5.875 30

30-yr Fixed
5.500 1.000
5.665 30

15-yr Fixed
5.500 0.000
5.615 30

15-yr Fixed
5.250 1.000
5.415 30

Open on weekends, No upfront fees, experts
in Texas Cash out Loans www.FreeQuoteTexas.com
2020 Ashbourne Dr., Rockwall, TX 75087
Fees=click here

Consumer First Mortgage
281-444-5451

Updated:11/19/08

30-yr Fixed
5.500 1.000
5.680 30

15-yr Fixed
5.250 1.000
5.554 30

30-yr Fxd Jumbo
6.800 1.000
6.936 30

15-yr Fxd Jumbo
6.200 1.000
6.417 30

cash out, poor credit, interest only, investor,
slightly higher rates with 0 points available, call
5629 FM 1960 W, #202, Houston, TX
Fees=click here

TexasLending.com
713-339-4411

Updated:11/19/08

FHA/VA 30-yr Fxd
5.500 1.000
6.571 30

FHA 15-yr Fxd
5.250 1.000
5.952 30

30-yr Fixed
5.625 1.000
5.822 45

15-yr Fixed
5.375 1.000
5.569 45

For other loan programs, visit www.texaslending.com
Ask about or FHA Streamline Program
4309 Alpha Road, Dallax, TX
Fees=click here

Nationwide Mortgage, Inc.
713-520-5626

Updated:11/12/08

15-yr Fixed
5.250 1.000
5.389 30

30-yr Fixed
5.625 1.000
5.783 30

Rental Property
6.250 1.000
6.421 30

TX Eq.Cashout 15
6.000 1.000
6.211 30

Local, Professional, Fast Quotes, Low Fees, since 1992
Houston BBB, Call or email: kent@nationwide-houston.com
3801 Kirby #311, Houston, TX
Fees=click here

AAXA Discount Mortgage
877-728-3569

Updated:11/12/08

30-yr Fixed
5.875* 0.000
5.942 30

30-yr Fixed
5.500* 1.375
5.691 30

15-yr Fixed
5.625* 0.000
5.735 30

*Special rates for Mortgage Guide Customers
Call - 877.RATE.LOW * www.ForTheBestRate.com
'We Give You Credit For Your Good Credit'
No Application Fees
6136 Frisco Square Blvd, Suite 330, Frisco TX 75034
Fees=click here

Rates based on $175,000 first mortgage loan for single family home. Jumbo rates (loans that exceed $417,000) based on $450,000 loan. All rates are believed to be accurate but cannot be guaranteed and are subject to change without notice. Minimum downpayment requirements and other restrictions may apply. Closing costs may vary. Due to recent federal legislation, rates for some loan amounts may be different than those shown in guide based on factors such as loan-to-value ratios and credit scores. Please check with a selected lender to see how these recent changes may affect you and for all loan details. Companies pay a fee to advertise in this Guide. Pts=points, which include origination and discount fees. APR=annual percentage rate and is calculated by each company - includes costs to obtain loan and private mortgage insurance if required. Lock=rate lock period. ARM=adjustable rate mortgage. Fees are estimated costs which may vary from loan to loan. These are not inclusive of all closing costs and do not include points, prepaid interest, or escrow items. Click on "Fees" and contact each company for more details.

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Information provided by INFOTRAK National Data Services

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