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Gold Star Mortgage Banking Group
GSM Group

2020 Ashbourne Drive
Rockwall, TX 75087
Tel. 800-939-9808
Fax. 734-531-1000
www.rickrichter.com
License # MB-54181

General Information

We know that each customer has specific needs, so here at Gold Star
Mortgage, we strive to meet those specific needs with quality service and
individual attention. We pride ourselves in giving you the mortgage
information, loan options and convenient assistance you're looking for.
1. With a variety of loan programs and an established network of lenders
behind us, we will find the loan that best suits your needs, at a very
competitive rate. We offer both conforming and non-conforming loan programs
of all types. Also, Gold Star Mortgage offers the exclusive Rate Lock or
Lower Policy. This allows every borrower to take advantage of market swings
that lead to lower interest rates. All Mortgage consultants at Gold Star
allow their customer a one-time rate decrease, should a better interest rate
become available.

Let Gold Star Mortgage guide you through the home buying or refinancing
process, and provide you with the best service available.

Gold Star Mortgage has one of the highest successful closing ratios in the
industry. This is made possible through the years of experience each and
every Gold Star Mortgage consultant has. All consultants have at least seven
years of experience, are highly educated, and set the standard for business
ethics. For example, Rick Richter has over ten years of experience both as
an underwriter and a loan officer. His experience speaks for itself. For the
second consecutive year, Rick has been ranked in the Top 200 in the USA out
of 550,000 mortgage professionals by Mortgage Originator Magazine. Like all
Gold Star Mortgage consultants, his success is made possible through his
experience.


Local Branch / Office Locations

ADDRESS TELEPHONE NO.
2020 Ashbourne Drive
Rockwall, TX 75087
800-939-9808


FEES RELATED TO EACH LOAN

The following are fees related to a typical $175,000 purchase loan transaction in the Houston area, with this company. This does not include points, if any, nor does it include title insurance, local taxes, prepaid interest payments or prepaid escrow payments for home insurance or real estate taxes. A more complete list, tailored to your specific loan transaction, entitled "Good Faith Estimate of Settlement Costs" should be provided to you when you actually apply for a loan. All fees are believed to be accurate, but cannot be guaranteed and are subject to change without notice.

Appraisal 275
Credit Report 9
Application  
Inspection  
Document Prep/Review  
Underwriting  
Processing 500
Flood Certification  
Tax Service  
Notary  
Settlement/Closing 200
Attorney  
Recording 82
Survey 250
Messenger/Courier 25
Wire Transfer  
Administrative  
Mortgage Broker Fee  
Funding and Review  
Payment Processing  
   
TOTAL $1,341

 

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