Friday, May 9, 2008
Current Mortgage Rates

Most recently updated companies appear first.

Some lenders may offer discounts to mortgage guide customers so please be sure to let the lenders know that you saw their rates on this newspaper's mortgage guide website.

COMPANY NAME

LOAN TYPE
RATE/PTS
APR/LOCK

LOAN TYPE
RATE/PTS
APR/LOCK

LOAN TYPE
RATE/PTS
APR/LOCK

LOAN TYPE
RATE/PTS
APR/LOCK

LOAN TYPE
RATE/PTS
APR/LOCK

LOAN TYPE
RATE/PTS
APR/LOCK


COMMENTS

National City Mortgage*
859-281-5260

Updated:05/09/08

30-yr Fixed
5.7501.000
5.88430

FHA 30-yr Fxd
5.7500.500
6.35830

15-yr Fixed
5.2501.000
5.47230




Tom Dickerson at Tates Creek 281-5237
Diana Oliver in Nicholasville 885-2027
Brian Kegley at Harrodsburg Rd 281-5331
Michele Hackney in Versailles 879-2205
Paula and Don 281-5260
301 E. Main St., Lexington, KY
Fees=click here

Frontier Lending Co.
502-863-4300

Updated:05/08/08

30-yr Fixed
6.0000.000
6.09330

15-yr Fixed
5.5000.000
5.65430

Ky Housing/FHA/VA
6.5000.000
6.91060

3/1 ARM
5.3750.000
5.26530



Lexington 263-5300
Conventional 100% No PMI 30-yr Fixed !
2201 Regency Rd, Ste 401, Lexington KY 40503
Fees=click here

Lanco Mortgage
859-277-0154

Updated:05/08/08

30-yr Fixed
5.7501.000
6.11330

15-yr Fixed
5.3751.000
5.56330

KHC FHA
6.1251.500
6.47960

KHC RHS
6.2501.000
6.60460

FHA/VA 30-yr Fxd
5.8751.000
6.23845


"Your Home Lender"
Offices in Lexington 859-277-0154
Georgetown 502- 868-7400
and Richmond 859-624-7100
Apply online @ www.lancomortgage.com
Working for KENTUCKY since 1977
171 W. Lowry Lane, Suite160, Lexington, KY
Fees=click here

Peoples Exchange Bank
800-364-3631

Updated:05/08/08

30-yr Fixed
5.7501.000
5.90330

15-yr Fixed
5.3751.000
5.52330

KHC/FHA
5.125*2.000
5.76860

STATED INCOME 30YR
5.7501.000
5.90330

10-yr INT ONLY
6.1251.000
6.28830


*KHC Super Targeted Area.
Call us at 800-364-3631 or
visit us online at
www.pebank.com
Fees=click here

Bank of the Bluegrass
859-233-4500

Updated:05/08/08

30-yr Fixed
5.7501.000
5.86430

15-yr Fixed
5.3751.000
5.56730

FHA 30-yr Fxd
5.7501.000
6.32030




Jennifer, Josh or Linda 859-233-4500
Call us about refinancing your
adjustable rate loan. Locally owned Bank
101 E. High Street, Lexington, KY
Fees=click here

Community Trust Bank*
859-389-5350

Updated:05/08/08

30-yr Fixed
5.7251.000
5.87515

15-yr Fixed
5.2501.000
5.45715

30-yr Fxd Jumbo
8.5001.000
8.63115

3/1 ARM
6.125*0.000
4.77930

5/1 ARM
6.625*0.000
5.08730


*85% LTV with no pmi

P.O. Box 2947, Pikeville, KY
Fees=click here

Farmers Bank & Trust, NA
866-614-5959

Updated:05/08/08

30-yr Fixed
5.7500.000
5.81930

15-yr Fixed
5.3750.000
5.48730

30-yr Cash-out
5.7500.000
5.81930




Farmers Bank & Trust w/100yrs of service
offers mortgage products through its
subsidiary CapWest Mortgage. Mention
this ad & receive $500 off closing costs
Need cash? Ask about daily refi cash-out
special. www.capwestmortgage.com
14231 Metcalf Ave, Overland Park, KS
Fees=click here

Pro Mortgages, LLC
859-296-4495

Updated:05/07/08

30-yr Fixed
5.7501.000
5.89330

97% NO PMI
6.5001.000
6.64930

FHA 30-yr Fxd
5.7501.000
6.67730

15-yr Fixed
5.3751.000
5.61230



100% 80/20 Available! Call for Details!
WE DO FHA INSURED REVERSE MORTGAGES!
Ask for Jordan or Tom! Call Today!
523 Wellington Way, #275, Lexington, KY
Fees=click here

PBI Bank
859-422-8023

Updated:05/07/08

30-yr Fixed
5.7501.000
5.93330

15-yr Fixed
5.5001.000
5.80630

3/1 ARM
5.5001.000
7.36030

5/1 ARM
5.6251.000
7.36730



For More Information, Please call Pat at
859-422-8023 or email at
polaughlin@pbibank.com
2424 Harrodsburg Rd., #100, Lexington, KY

Century Mortgage Co.*
859-296-5959

Updated:05/07/08

30-yr Fixed
5.7501.000
6.81830

15-yr Fixed
5.3751.000
6.44330

3/1 ARM
5.2501.000
6.89430

3/1 IO ARM
5.2501.000
6.89430



Financing tailored to your needs!
Call 859-296-5959
3151 Beaumont Centre Circle, Suite 325, Lexington KY 40513
Fees=click here

Central Bank
859-253-6001

Updated:05/07/08

30-yr Fixed
5.7501.000
5.86030

15-yr Fixed
5.3751.000
5.55730

FHA 30-yr Fxd
5.7501.000
6.36330




Call Chris McGaughey, Al Plymale,
Cathy Himes, Brad Fields,
Tom Breathitt or Ed Workman
2350 Regency Rd., Lexington, KY
Fees=click here

Kessler Mortgage
888-384-3006

Updated:05/07/08

30-yr Fixed
5.6251.000
5.81430

15-yr Fixed
5.2501.000
5.56730

Kentucky Housing
5.6252.000
5.90430




Go to: kesslermortgage.com
KHC rate is for Super Targeted Counties
only, No closing cost loans!
502 Jamestown St., Columbia, KY
Fees=click here

Capital Mortgage Corp.
888-921-0030

Updated:05/07/08

30-yr Fixed
5.7500.000
5.82930

15-yr Fixed
5.2500.600
5.47230

FHA 30-yr Fxd






Refinance your ARM with our low rates!
If You want the Best You must
call. It's FREE
888-921-0030 www,capmortcorp.com
3200 Wake Forest Rd, S 204, Raleigh, NC
Fees=click here

Cumberland Valley National Bank
800-999-3126

Updated:05/07/08

30-yr Fixed
5.8751.000
6.02130

15-yr Fixed
5.2501.000
5.38930





We have grant money available to assist
you with closing cost and down payment.
Call Bob Lilly at 859-582-5764
100 South Main St., London, KY

Forcht Bank
859-264-2265

Updated:05/07/08

30-yr Fixed
5.7501.000
5.933

15-yr Fixed
5.2501.000
5.555

FHA 30-yr Fxd
6.0000.000
6.094




CALL FORCHT BANK TO INQUIRE ABOUT OUR
IN HOUSE SPECIALS! 100% FINANCING, FHA,
VA, KHC, REVERSE MORTGAGES AVAILABLE!
2404 Sir Barton Way, Lexington, KY
Fees=click here

MSI Lending
859-253-5363

Updated:05/07/08

30-yr Fixed
5.6250.000
5.72430

15-yr Fixed
5.2500.000
5.34730

5/1 ARM
5.3750.000
5.47230

5/1 Arm IO
5.6250.000
5.72430



100% Purchase/Refinance programs, no pmi
Apply online www.msilending.com
2700 Old Rosebud Way, Ste 310, Lexington, KY
Fees=click here

AFI Financial, Inc.
877-234-0600

Updated:05/07/08

30-yr Fixed
5.8750.000
5.91030

15-yr Fixed
5.3750.250
5.41030

20-yr Fixed
5.7500.000
5.81030

10 yr fxd
5.3750.000
5.41030



We are still provding 100% financing....
www.afifinancial.com
OPEN UNTIL 9 PM 7 DAYS A WEEK
125 South 6th Street, Louisville, KY
Fees=click here

The Professional Mortgage Group
859-957-0321

Updated:05/07/08

30YR FHA KHC*
5.1251.000
5.22630

30-yr Fixed
5.7500.000
5.81630

15-yr Fixed
5.3750.000
5.50730

15-yr Fxd Jumbo
7.2501.500
7.54130

FHA 30-yr Fxd
6.0001.000
6.12860


Experts At Reaching Your Goals
*Special Rate available in 35 counties
www. PMGLOANS.us 877-257-1251
215A Thomas More Pkwy., Crestview Hills, KY
Fees=click here

American Lending Grp.*
859-224-2442

Updated:04/30/08

30-yr Fixed
5.5001.500
5.73230

15-yr Fixed
5.0001.500
5.37330

FHA 30-yr Fxd
5.7501.500
5.90130

RHS 30-yr Fxd
5.7501.500
5.90130

5/1 ARM
4.8751.500
5.93330


Approvals with 520 credit scores!
Apply at www.AmericanLending.com
LOWEST RATE/FEES GUARANTEED!
3288 Eagle View Ln, Ste 300, Lexington, KY 40509
Fees=click here

Kentucky Bank
800-467-1939

Updated:04/30/08

30-yr Fixed
6.0001.000
6.19030

15-yr Fixed
5.5001.000
5.81030





call us about 100% financing
FHA, VA & Ky Housing
same day pre-approval
4th & Main Streets, Paris, KY
Fees=click here

Sun Lending USA
859-227-9878

Updated:04/23/08

30-yr Fixed
5.8750.000
5.984

15-yr Fixed
5.5000.000
5.606





100% primary & RHS Loan, investor loan
Divorce, No closing cost & Combo Loan
Call for our special commercial loan
Fast Closing ( 7 Bus.days)
www.sunlendingusa.com for online app
1029 Monarch St., Lexington, KY
Fees=click here
Rates based on $175,000 first mortgage loan for single family home. Jumbo rates (loans that exceed $417,000) based on $450,000 loan. All rates are believed to be accurate but cannot be guaranteed and are subject to change without notice. Minimum downpayment requirements and other restrictions may apply. Closing costs may vary. Due to recent federal legislation, rates for some loan amounts may be different than those shown in guide based on factors such as loan-to-value ratios and credit scores. Please check with a selected lender to see how these recent changes may affect you and for all loan details. Companies pay a fee to advertise in this Guide. Pts=points, which include origination and discount fees. APR=annual percentage rate and is calculated by each company - includes costs to obtain loan and private mortgage insurance if required. Lock=rate lock period. ARM=adjustable rate mortgage. Fees are estimated costs which may vary from loan to loan. These are not inclusive of all closing costs and do not include points, prepaid interest, or escrow items. Click on "Fees" and contact each company for more details.

 

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