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| Information about Lenders Capital Mortgage Corp. 3200 Wake Forest Road, Ste.
204 General Information Capital Mortgage Corporation is a Mortgage Banker. What is the difference? We have the resources of your bank with services far in excess of a broker. A company whose sole purpose is to provide you a residential mortgage loan with the lowest possible fees in the industry with the best interest rates in a market place and with the most efficient service that can be found in mortgage lending. A Company that has the capability to provide you loan products, which range from Conventional loans with Fannie Mae and Freddie Mac. Government products with the Federal Housing Administration (FHA) or Veterans Administration (VA.) Jumbo and Super Jumbo loans negotiated on an individual basis, and finally loans sponsored by many of the city housing authorities where we do business. A Mortgage Banker with the flexibility to offer all of the products needed to fit the ever-changing environment of residential lending. No matter what your castle cost you can rest assured that not only do we have all the products available in the market place, we have the value to offer you the best deal to obtain that product. Our corporate office is based in Raleigh, North Carolina and we were founded in April of 1991. We were founded as a Research Triangle Area of North Carolina mortgage lender. Currently we originate loans in most mid-atlantic and southeastern states. Our organization is made up of Loan Officers in different branches that service the real estate agent industry. We also originate mortgage loans through a national advertising campaign with our in house Account Executives. We are licensed with the Federal Housing Administration (FHA), the Veterans Administration (VA), along with most state housing finance agencies of states in which we do loans. In 2000 we found that over 50% of our business was either repeat or referral business. This is unprecedented since most people obtain a mortgage loan and forget about it. Our customers do not forget about our Superior service! Our goal is to provide you with the lowest fees coupled with the lowest rates in the market place. We will provide you with outstanding service and most aggressive product in the market place making your mortgage loan experience, whether buying or refinancing, an enjoyable one. We established this goal in the beginning and still follow it today. Local Branch / Office Locations
FEES RELATED TO EACH LOAN The following are fees related to a typical $175,000 purchase loan transaction in the Lexington area, with this company. This does not include points, if any, nor does it include local taxes, prepaid interest payments or prepaid escrow payments for home insurance or real estate taxes. A more complete list, tailored to your specific loan transaction, entitled "Good Faith Estimate of Settlement Costs" should be provided to you when you actually apply for a loan. All fees are believed to be accurate, but cannot be guaranteed and are subject to change without notice.
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