Information about Lenders
Central
Bank Mortgage
2350 Regency Road
Lexington, KY 40503
Tel. 859-253-6001
Fax. 859-277-2709
www.centralbank.com
General Information
At Central Bank
Mortgage, we know today's homebuyer is faced with an imposing number
of options. Our goal is to simplify your financing by presenting
all the facts you need to choose the best mortgage for your individual
needs.
Our mortgage
lenders are well versed in a variety of loans that are available.
We use language that is understandable and simple, without the bank
jargon. Central Bank offers mortgage loans that feature:
-Flexible repayment
terms to suit your needs
-Fixed or variable rate financing
-Competitive rates established at the time of loan approval
-Automatic payment from another Central Bank account
-FHA and VA Loans
Once you've
found the perfect home, let our mortgage lenders provide the best
home loan for you.
Central Bank
always offers outstanding service for all of you banking needs,
and we can provide the same great service for you mortgage. Visit
any of our Central Kentucky Offices or click on the Central Bank
link above for more information. We want to make your dream home
a reality.
Local Branch / Office Locations
| ADDRESS |
TELEPHONE NO.
|
2350
Regency Road
Lexington, KY 40503 |
859-253-6001
|
FEES
RELATED TO EACH LOAN
The
following are fees related to a typical $175,000 purchase loan transaction
in the Lexington area, with this company. This does not include
points, if any, nor does it include local taxes, prepaid interest
payments or prepaid escrow payments for home insurance or real estate
taxes. A more complete list, tailored to your specific loan transaction,
entitled "Good Faith Estimate of Settlement Costs" should
be provided to you when you actually apply for a loan. All fees
are believed to be accurate, but cannot be guaranteed and are subject
to change without notice.
| Appraisal |
275 |
| Credit Report |
35 |
| Application |
|
| Inspection |
|
| Document Prep/Review |
|
| Underwriting |
300 |
| Processing |
|
| Flood Certification |
16 |
| Tax Service |
|
| Notary |
|
| Pest Inspection |
|
| Settlement/Closing |
475 |
| Attorney |
|
| Recording |
85 |
| Survey |
|
| Messenger/Courier |
|
| Wire Transfer |
|
| Administrative |
|
| Mortgage Broker Fee |
|
| Funding and Review |
|
| Payment Processing |
|
| Title Exam |
|
| Title Insurance (lender's) |
425 |
| |
|
| TOTAL |
$1,611 |
Types
Of Mortgage Products Offered
E-mail
questions | Apply on line |
|