Home Page
Meet The Lenders
Meet the Lenders Current Mortgage RatesMortgage CalculatorsDescription of Loan ProgramsTypical Closing CostsEmail Questions to LendersApply Online to Lenders


Mortgage Guide main page

Kentucky.com Home Page

 
Information about Lenders

Kentucky Bank

4th and Main Street
P.O. Box 157
Paris, KY 40361
Tel. 859-987-1795
Fax. 859-987-5829
www.kybank.com

General Information

Kentucky Bank is a locally owned financial institution, with branches located in ten Kentucky communities. Our offices are located in Cynthiana, Georgetown, Morehead, Nicholasville, North Middletown, Sandy Hook, Versailles, Wilmore and Winchester, with our home office in Paris. Understanding these communities and their needs is important to us. Kentucky Bank and its tributaries have been a part of Kentuckians' financial solutions since 1851.

We are committed to providing you consistent quality service. Kentucky Bank has embraced the technology that saves you time and makes banking easier. We offer free online banking and free bill payment for your convenience. Kentucky Bank also offers Business Online Banking for our business customers. Another service for your convenience is 24-hour telephone banking, which is called "24-Hour Bookkeeper," a free service to all customers. Of course, we offer check cards with a network of ATMs. You may even qualify for Kentucky Bank's special benefits in the Blue Ribbon Account offered through your employer.

For many generations Kentucky Bank has been offering Trust services to our clients and their family members. Today, Trust is just one of the many services we provide through our Wealth Management Department. Kentucky Bank's Wealth Management department can tailor a strategy for your personal circumstances and goals.

Our commercial lending group has both breadth and depth in experience to assist any size client. This enhances our ability to offer commercial clients the attention and services necessary.

We understand and enjoy working with farms and other agricultural related businesses. We have been making equipment, livestock, crop, improvement and other loans to farmers since we began banking in 1851. Our agricultural loan officers are glad to meet with customers at the time and place of their choice.

Involvement in the Kentucky communities we call home is a vital part of our future growth. Our employees, managers and directors are from your communities. We are a part of the communities we call home. So if you call Kentucky Home, call Kentucky Bank home. Call It Home!

Local Branch / Office Locations


4th and Main Streets
Paris, KY 40361

859-987-1795

 

FEES RELATED TO EACH LOAN

The following are fees related to a typical $175,000 purchase loan transaction in the Lexington area, with this company. This does not include points, if any, nor does it include local taxes, prepaid interest payments or prepaid escrow payments for home insurance or real estate taxes. A more complete list, tailored to your specific loan transaction, entitled "Good Faith Estimate of Settlement Costs" should be provided to you when you actually apply for a loan. All fees are believed to be accurate, but cannot be guaranteed and are subject to change without notice.

 
Appraisal 300
Credit Report 20
Application  
Inspection  
Document Prep/Review 245
Underwriting 20
Processing  
Flood Certification 10
Tax Service  
Notary  
Pest Inspection  
Settlement/Closing  
Attorney 600
Recording 42
Survey  
Messenger/Courier  
Wire Transfer  
Administrative  
Mortgage Broker Fee  
Funding and Review  
Payment Processing  
Title Exam  
Title Insurance (lender's) 425
   
TOTAL $1,662

 

  • Types Of Mortgage Products Offered

 • E-mail questions | Apply on line |

 

 

 

Information provided by INFOTRAK National Data Services About Us
Contact Us
Advertise in this Guide

© copyright 2000-2001   All rights reserved.