Information about Lenders
Kentucky
Bank
4th and Main Street
P.O. Box 157
Paris, KY 40361
Tel. 859-987-1795
Fax. 859-987-5829
www.kybank.com
General Information
Kentucky Bank
is a locally owned financial institution, with branches located
in ten Kentucky communities. Our offices are located in Cynthiana,
Georgetown, Morehead, Nicholasville, North Middletown, Sandy Hook,
Versailles, Wilmore and Winchester, with our home office in Paris.
Understanding these communities and their needs is important to
us. Kentucky Bank and its tributaries have been a part of Kentuckians'
financial solutions since 1851.
We are committed
to providing you consistent quality service. Kentucky Bank has embraced
the technology that saves you time and makes banking easier. We
offer free online banking and free bill payment for your convenience.
Kentucky Bank also offers Business Online Banking for our business
customers. Another service for your convenience is 24-hour telephone
banking, which is called "24-Hour Bookkeeper," a free service to
all customers. Of course, we offer check cards with a network of
ATMs. You may even qualify for Kentucky Bank's special benefits
in the Blue Ribbon Account offered through your employer.
For many generations
Kentucky Bank has been offering Trust services to our clients and
their family members. Today, Trust is just one of the many services
we provide through our Wealth Management Department. Kentucky Bank's
Wealth Management department can tailor a strategy for your personal
circumstances and goals.
Our commercial
lending group has both breadth and depth in experience to assist
any size client. This enhances our ability to offer commercial clients
the attention and services necessary.
We understand
and enjoy working with farms and other agricultural related businesses.
We have been making equipment, livestock, crop, improvement and
other loans to farmers since we began banking in 1851. Our agricultural
loan officers are glad to meet with customers at the time and place
of their choice.
Involvement
in the Kentucky communities we call home is a vital part of our
future growth. Our employees, managers and directors are from your
communities. We are a part of the communities we call home. So if
you call Kentucky Home, call Kentucky Bank home. Call It Home!
Local Branch / Office Locations
|
4th and
Main Streets
Paris, KY 40361
|
859-987-1795
|
FEES
RELATED TO EACH LOAN
The
following are fees related to a typical $175,000 purchase loan transaction
in the Lexington area, with this company. This does not include
points, if any, nor does it include local taxes, prepaid interest
payments or prepaid escrow payments for home insurance or real estate
taxes. A more complete list, tailored to your specific loan transaction,
entitled "Good Faith Estimate of Settlement Costs" should
be provided to you when you actually apply for a loan. All fees
are believed to be accurate, but cannot be guaranteed and are subject
to change without notice.
| Appraisal |
300 |
| Credit Report |
20 |
| Application |
|
| Inspection |
|
| Document Prep/Review |
245 |
| Underwriting |
20 |
| Processing |
|
| Flood Certification |
10 |
| Tax Service |
|
| Notary |
|
| Pest Inspection |
|
| Settlement/Closing |
|
| Attorney |
600 |
| Recording |
42 |
| Survey |
|
| Messenger/Courier |
|
| Wire Transfer |
|
| Administrative |
|
| Mortgage Broker Fee |
|
| Funding and Review |
|
| Payment Processing |
|
| Title Exam |
|
| Title Insurance (lender's) |
425 |
| |
|
| TOTAL |
$1,662 |
Types
Of Mortgage Products Offered
E-mail
questions | Apply on line |
|