Mortgage Guide main page

Kentucky.com Home Page

American Mortgage Service Co. d/b/a Kentucky Mortgage

2425 Regency Road
Lexington, KY 40503
Tel. 859-277-1135
Fax. 859-277-5743
www.kentuckymortgageco.com

General Information

American Mortgage Service Co.has been in the mortgage banking business for over 25 years with offices in Cincinnati, Dayton, Columbus, Harrison and Piqua Ohio, as well as Lexington and Ft. Mitchell , Kentucky. American Mortgage has VA Automatic and FHA Direct Endorsement Privileges as we are one of the larger government lenders in Ohio.

At American Mortgage Service Co. We don't handle checking accounts, corporate accounts, mutual funds, or Christmas Clubs…only Home Loans! Apply Now!

Because of this specialized focus, we can guarantee you'll get better service, a better rate - quite simply a better loan!

Low Competitive Rates…are a direct result of our customer service driven relationship with our clients. Our ability to save you money is a result of our ability to cut costs by funding our own loans. Offering more than 50 Loan Programs!

Experience in customer service…Because "home loans are our only business", your application is processed & underwritten in-house, closing quicker! We Fund!…We Listen!

We pledge to provide an alternative financing source that incorporates competitive pricing with reasonable fees. This, combined with a sincere commitment to treat the borrower with honesty and integrity, while counseling them on products that best suit their needs, is the extra step that sets American Mortgage apart from the competition.

Years of concentrated experience result in expertise. And our professionals have experience doing just one thing -making home loans.

HUD Direct Endorsed Lender
VA Automatic & LAPP Approved Lender
Member of the National Mortgage Bankers Association
Member of the National Association of Mortgage Brokers.
Member Miami Valley Better Business Bureau

Wouldn't you rather deal with an honest, experienced professional?

Local Branch / Office Locations

 

ADDRESS	TELEPHONE NO.
2425 Regency Road Lexington, KY 40503	859-277-1135

 FEES RELATED TO EACH LOAN

The following are fees related to a typical $175,000 purchase loan transaction in the Lexington area, with this company. This does not include points, if any, nor does it include local taxes, prepaid interest payments or prepaid escrow payments for home insurance or real estate taxes. A more complete list, tailored to your specific loan transaction, entitled "Good Faith Estimate of Settlement Costs" should be provided to you when you actually apply for a loan. All fees are believed to be accurate, but cannot be guaranteed and are subject to change without notice.

 

Appraisal	250
Credit Report	25
Application
Inspection
Document Prep/Review
Underwriting	150
Processing
Flood Certification	21
Tax Service	75
Notary
Pest Inspection
Settlement/Closing	350
Attorney
Recording	48
Survey
Messenger/Courier
Wire Transfer
Administrative
Mortgage Broker Fee
Funding and Review
Payment Processing
Title Exam
Title Insurance (lender's)	425
TOTAL	$1,344

• Types Of Mortgage Products Offered

 • E-mail questions | Apply on line |