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Miller Mortgage & Loan, Inc.

1230 Hwy 127 South, Suite 3
Frankfort, KY 40601
Tel. 859-253-1983
Fax. 502-226-4800
www.millerloan.com

General Information

Miller Mortgage & Loan, Inc. was founded with one thing in mind - making life easier for our clients. We are proud to be one of the leading mortgage companies in Kentucky. We work for YOU, the borrower, finding the best rates and quickest turnaround times available. Our responsiblitiy to you, our valued client, is to relieve you of the stress of dealing with mortgage lenders and the "bank".

Not only can we help you save money with your financing, but, we also can help you save thru our relationships with some of the best builders in Kentucky, and we may be able to help you buy directly form the builder or even build your own custom designed home.

As your broker, it is our job to make sure that you get the lowest rate and point combination that is possible and that you lock-in on a loan program that meets your specific needs. We do this by "shopping" for you on several secure websites that provide us with all of the top interest rate and loan programs from hundreds of the nations top wholesale lenders.

In addition to finding you the best loan, we will guide you through the loan process all the way to the closing table. We will review your settlement statement prior to your scheduled to ensure accuracy of all items. You will find that our interest rates and closing costs are as competitive and often better than some of the major "on-line" mortgage companies. In addition, as our client, you will receive "personal" attention from us for your loan needs.

Scott Miller has over 15 years experience in the financial and leasing industry and 8 years in mortgage originations. He received his B.A. in Finance and Economics from Vanderbilt University and completed his CLB training from the Loan Consultants in San Diego, CA.

His company mission to provide excellent customer service is attained by keeping our overhead low, setting competitive prices that are the same for all clients, and going above and beyond the call in order to help clients with special needs to attain the loan they need.
Miller Mortgage & Loan - Better Service, Better Solutions.

Local Branch / Office Locations

 
ADDRESS TELEPHONE NO.
1230 Hwy 127 South, Suite 3
Frankfort, KY 40601
859-253-1983
877-562-6088

13060 Middletown Industrial Blvd.
Louisville, KY 40223


502-515-1234

FEES RELATED TO EACH LOAN

The following are fees related to a typical $175,000 purchase loan transaction in the Lexington area, with this company. This does not include points, if any, nor does it include local taxes, prepaid interest payments or prepaid escrow payments for home insurance or real estate taxes. A more complete list, tailored to your specific loan transaction, entitled "Good Faith Estimate of Settlement Costs" should be provided to you when you actually apply for a loan. All fees are believed to be accurate, but cannot be guaranteed and are subject to change without notice.

 
Appraisal 225
Credit Report  
Application  
Inspection  
Document Prep/Review  
Underwriting  
Processing  
Flood Certification 11
Tax Service 70
Notary  
Pest Inspection  
Settlement/Closing 200
Attorney 200
Recording 56
Survey  
Messenger/Courier  
Wire Transfer  
Administrative 450
Mortgage Broker Fee  
Funding and Review  
Payment Processing  
Title Exam  
Title Insurance (lender's) 425
   
TOTAL $1,637

  • Types Of Mortgage Products Offered

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