Information about Lenders
Miller
Mortgage & Loan, Inc.
1230 Hwy 127 South, Suite
3
Frankfort, KY 40601
Tel. 859-253-1983
Fax. 502-226-4800
www.millerloan.com
General Information
Miller Mortgage & Loan, Inc. was founded with one thing in mind
- making life easier for our clients. We are proud to be one of
the leading mortgage companies in Kentucky. We work for YOU, the
borrower, finding the best rates and quickest turnaround times available.
Our responsiblitiy to you, our valued client, is to relieve you
of the stress of dealing with mortgage lenders and the "bank".
Not only can we help you save money with your financing, but,
we also can help you save thru our relationships with some of the
best builders in Kentucky, and we may be able to help you buy directly
form the builder or even build your own custom designed home.
As your broker, it is our job to make sure that you get the lowest
rate and point combination that is possible and that you lock-in
on a loan program that meets your specific needs. We do this by
"shopping" for you on several secure websites that provide us with
all of the top interest rate and loan programs from hundreds of
the nations top wholesale lenders.
In addition to finding you the best loan, we will guide you through
the loan process all the way to the closing table. We will review
your settlement statement prior to your scheduled to ensure accuracy
of all items. You will find that our interest rates and closing
costs are as competitive and often better than some of the major
"on-line" mortgage companies. In addition, as our client, you will
receive "personal" attention from us for your loan needs.
Scott Miller has over 15 years experience in the financial and
leasing industry and 8 years in mortgage originations. He received
his B.A. in Finance and Economics from Vanderbilt University and
completed his CLB training from the Loan Consultants in San Diego,
CA.
His company mission to provide excellent customer
service is attained by keeping our overhead low, setting competitive
prices that are the same for all clients, and going above and beyond
the call in order to help clients with special needs to attain the
loan they need.
Miller Mortgage & Loan - Better Service, Better Solutions.
Local Branch / Office Locations
| ADDRESS |
TELEPHONE NO.
|
1230
Hwy 127 South, Suite 3
Frankfort, KY 40601 |
859-253-1983
877-562-6088
|
|
13060 Middletown Industrial Blvd.
Louisville, KY 40223
|
502-515-1234
|
FEES
RELATED TO EACH LOAN
The
following are fees related to a typical $175,000 purchase loan transaction
in the Lexington area, with this company. This does not include
points, if any, nor does it include local taxes, prepaid interest
payments or prepaid escrow payments for home insurance or real estate
taxes. A more complete list, tailored to your specific loan transaction,
entitled "Good Faith Estimate of Settlement Costs" should
be provided to you when you actually apply for a loan. All fees
are believed to be accurate, but cannot be guaranteed and are subject
to change without notice.
| Appraisal |
225 |
| Credit Report |
|
| Application |
|
| Inspection |
|
| Document Prep/Review |
|
| Underwriting |
|
| Processing |
|
| Flood Certification |
11 |
| Tax Service |
70 |
| Notary |
|
| Pest Inspection |
|
| Settlement/Closing |
200 |
| Attorney |
200 |
| Recording |
56 |
| Survey |
|
| Messenger/Courier |
|
| Wire Transfer |
|
| Administrative |
450 |
| Mortgage Broker Fee |
|
| Funding and Review |
|
| Payment Processing |
|
| Title Exam |
|
| Title Insurance (lender's) |
425 |
| |
|
| TOTAL |
$1,637 |
Types
Of Mortgage Products Offered
E-mail
questions | Apply on line |
|