Mortgage Guide main page

Kentucky.com Home Page

Peoples Exchange Bank

Tel. 800-364-3631

www.pebank.com

General Information

Peoples Exchange Bank is built on tradition, service and trust. Since the first meeting of original charter board members, we have been locally owned and operated. Our founders set high standards of excellence for our organization, our operations, and our people over 97 years ago.
We have always been proud to be a pioneer in our marketplace by being the first to offer the latest in banking products and services to benefit our friends in the communities we serve. As times change, so do the needs of our customers. Peoples Exchange Bank will always be willing to bring you the latest technology without compromising our hometown, friendly service that our customers have grown to expect.

Mission Statement
As a community-oriented financial institution, our mission is to deliver to its customers and potential customers a broad variety of financial services. We will strive to exceed customer expectation by providing superior products and services through a professionally trained staff. To achieve this mission, we expect to meet or exceed our peers in financial performance and provide stockholders an adequate return.

Local Branch / Office Locations

ADDRESS

TELEPHONE NO.

48 Center Street Beattyville, KY 41311 8 HWY 11 South Beattyville, KY 41311 5377 Main Street Clay City, KY 40312 124 West Main Street Mt. Sterling, KY 40353 923 South Broadway Georgetown, KY 40324 101 North Main Street Winchester, KY 40391 716 Boone Avenue Winchester, KY 40391 53 East Pendleton Street Stanton, KY 40380 212 Apperson Heights Mt. Sterling, KY 40353 810 Indian Mound Drive Mt. Sterling, KY

606-464-3631 606-464-9610 606-663-1113 859-499-0040 502-868-8860 859-744-9400 859-744-4159 606-663-9500 859-498-2008 859-497-2008

FEES RELATED TO EACH LOAN

The following are fees related to a typical $175,000 purchase loan transaction in the Lexington area, with this company. This does not include points, if any, nor does it include local taxes, prepaid interest payments or prepaid escrow payments for home insurance or real estate taxes. A more complete list, tailored to your specific loan transaction, entitled "Good Faith Estimate of Settlement Costs" should be provided to you when you actually apply for a loan. All fees are believed to be accurate, but cannot be guaranteed and are subject to change without notice.

Appraisal	250
Credit Report	32
Application
Inspection
Document Prep/Review
Underwriting	500
Processing	250
Flood Certification	12
Tax Service
Notary
Pest Inspection
Settlement/Closing	100
Attorney	250
Recording	53
Survey
Messenger/Courier
Wire Transfer
Administrative
Mortgage Broker Fee
Funding and Review
Payment Processing
Title Exam
Title Insurance (lender's)	425
TOTAL	$1,872

  • Types Of Mortgage Products Offered

 • E-mail questions | Apply on line |