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Information about Lenders
Enrichment Federal Credit Union
201 S. Illinois Avenue
Oak Ridge, TN 37831
Tel. 865-482-0045
Fax. 865-482-7371
www.enrichmentfcu.org
General Information
Our Mission Statement: We pledge to enrich our members' lives by providing a lifetime of exceptional financial products with service that exceeds expectations.
Enrichment Federal Credit Union was originally chartered in 1950 to provide financial services to the employees of the Oak Ridge Gaseous Diffusion (K-25) Plant, which was instrumental in developing uranium enrichment as part of the Manhattan Project.
Today, Enrichment is a community credit union. Anyone who lives, works, worships or attends school in Anderson, Blount, Claiborne, Knox, Loudon, Roane, Scott and Union Counties is eligible to join Enrichment FCU and take advantage of the financial savings and exceptional service.
A credit union is a different type of financial institution. You’re not a customer here; you’re a member, a part owner of this not-for-profit financial cooperative. Credit union financial services save you money because earnings are returned to all member/owners in the form of higher dividends, lower loan rates and few, if any fees.
Enrichment takes pride in the wide variety of financial services, programs and benefits that we offer to each member. Many of our programs are flexible and offer different options so you may choose the type of account that best suits your financial needs.
Local Branch / Office Locations
| ADDRESS |
TELEPHONE NO.
|
201 S. Illinois Avenue
Oak Ridge, TN 37831
|
865-482-0045 |
FEES
RELATED TO EACH LOAN
The
following are fees related to a typical $175,000 purchase loan transaction
in the Knoxville area, with this company. This does not include
points, if any, nor does it include local taxes, prepaid interest
payments or prepaid escrow payments for home insurance or real estate
taxes. A more complete list, tailored to your specific loan transaction,
entitled "Good Faith Estimate of Settlement Costs" should
be provided to you when you actually apply for a loan. All fees
are believed to be accurate, but cannot be guaranteed and are subject
to change without notice.
| Appraisal |
275 |
| Credit Report |
60 |
| Application |
|
| Inspection |
|
| Document Prep/Review |
50 |
| Underwriting |
|
| Processing |
|
| Flood Certification |
14 |
| Tax Service |
|
| Notary |
|
| Pest Inspection |
|
| Settlement/Closing |
|
| Attorney |
|
| Recording |
237 |
| Survey |
|
| Messenger/Courier |
|
| Wire Transfer |
|
| Administrative |
|
| Mortgage Broker Fee |
|
| Funding and Review |
|
| Payment Processing |
|
| Title Exam |
185 |
| Title Insurance (lender's) |
782 |
| |
|
| TOTAL |
$1,603 |
E-mail
questions | Apply on line |
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