Mortgage Guide main page

KnoxNews.com Home Page

National City Mortgage
a division of National City Bank of Indiana

150-F Market Place Blvd.
Knoxville, TN 37922
Tel. 865-531-1773
Fax. 865-531-1695
www.ncmc.com/johnrhea
Lic# Exempt

General Information

Our Profile:
National City Mortgage is a division of National City Bank of Indiana. National City Mortgage Co., our servicing affiliate, is a subsidiary of National City Bank of Indiana. We have worked hard since 1955 to become respected, professionals that thousands of homeowners trust for one of the biggest financial decisions in their lives.

Over the years, we've been through several acquisitions and name changes. But, we've emerged as a mortgage banking leader due to our dedicated employees.

National City Mortgage has been part of National City Corporation since 1989. Since then National City Corporation has made a commitment to help us grow and develop a strong, well-placed network of mortgage offices. This includes the retail and wholesale acquisitions of Gem Mortgage Corporation, Merchants National Bank, Integra Mortgage Company, Commonwealth United Mortgage, FNMC-The Mortgage Company, Eastern Mortgage Services, First of America, AccuBanc Mortgage, and Muirfield Mortgage. To view a snapshot of our current operations, click on the National City mortgage family house (located in the upper right-hand corner).

National City Mortgage is a unique mortgage lender with the financial strength and stability that make us the 9th largest mortgage originator in the nation. This ranking was earned in fiscal year 2004 when we funded over $65 billion.

We specialize in originating residential mortgage loans through our retail, wholesale and telemarketing channels. National City's mortgage operations originate, acquire, market and service those loans.

Loan Servicing:
National City Mortgage Co.'s servicing portfolio is over $165 billion representing over 1.1 million mortgage loans, as of December 31, 2004.

Locations:
National City Mortgage has 300 mortgage offices in 37 States from coast to coast. We also service the remaining continental U.S. through our direct-to-consumer telephone and Internet Preferred Lending Centers in Miamisburg, Ohio and Santa Rosa, California. In addition, our Wholesale Lending operation, also headquartered in Miamisburg, serves nearly all of the continental U.S. National City Mortgage Co.'s Correspondent Lending operation is located in Pittsburgh, PA. Finally, National City Mortgage Inc. manages RESPA-compliant mortgage lending Joint Venture Partnerships with builders, Realtors and financial institutions throughout the U.S. National City Mortgage's vast network of mortgage offices puts us in your backyard, so you can count on our professionals to know your market.

Local Branch / Office Locations

 

ADDRESS	TELEPHONE NO.
150-F Market Place Blvd. Knoxville, TN 37922	865-531-1773

FEES RELATED TO EACH LOAN

The following are fees related to a typical $175,000 purchase loan transaction in the Knoxville area, with this company. This does not include points, if any, nor does it include local taxes, prepaid interest payments or prepaid escrow payments for home insurance or real estate taxes. A more complete list, tailored to your specific loan transaction, entitled "Good Faith Estimate of Settlement Costs" should be provided to you when you actually apply for a loan. All fees are believed to be accurate, but cannot be guaranteed and are subject to change without notice.

 

Appraisal	300
Credit Report	19.50
Application
Inspection
Document Prep/Review
Underwriting	275
Processing
Flood Certification	7.50
Tax Service	77
Notary
Pest Inspection
Settlement/Closing	95
Attorney
Recording	98
Survey
Messenger/Courier
Wire Transfer
Administrative
Mortgage Broker Fee
Funding and Review
Payment Processing
Title Exam
Title Insurance (lender's)	782
Overnite Fee	25
TOTAL	$1,679

  • Types Of Mortgage Products Offered

 • E-mail questions | Apply on line |