Information about Lenders
1st Constitution Bank
2650 Route 130
Cranbury, NJ 08512
Tel. 888-519-7677, 609-655-4500
Fax. 609-655-8323
General Information
1st Constitution Bancorp, based in Cranbury, New Jersey, is the holding company for 1st Constitution Bank. Established in 1989, 1st Constitution Bank believes Community Banking and the consumer represent important aspects of business, being the driving force for core deposits growth and the basis for a substantial portion of our lending activities. 1st Constitution Bank delivers a fundamental approach to small business banking, commercial and residential mortgage origination and retail banking focused on personal service, technological support and innovative customer centered products. This approach is facilitated by the dedicated employees at each of its 11 branch offices located throughout central New Jersey. 1st Constitution assets reached a year-end high of $393 million in 2006, signifying a record year for the company.
1st Constitution Bancorp stock is publicly traded on the NASDAQ Global Market under the ticker symbol (FCCY). For more information please phone or visit one of our convenient locations.
Local Branch / Office Locations
| ADDRESS |
TELEPHONE NO. |
2650 Route 130
Cranbury, NJ 08512
|
888-519-7677 |
FEES
RELATED TO EACH LOAN
The
following are fees related to a typical $175,000 purchase loan transaction
in the New Jersey area, with this company. This does not include points,
if any, nor does it include local taxes, prepaid interest payments
or prepaid escrow payments for home insurance or real estate taxes.
A more complete list, tailored to your specific loan transaction,
entitled "Good Faith Estimate of Settlement Costs" should
be provided to you when you actually apply for a loan. All fees
are believed to be accurate, but cannot be guaranteed and are subject
to change without notice.
| Appraisal |
250 |
| Credit Report |
50 |
| Application |
350 |
| Inspection |
|
| Document Prep/Review |
|
| Underwriting |
|
| Processing |
|
| Flood Certification |
29 |
| Tax Service |
90 |
| Notary |
|
| Settlement/Closing |
375 |
| Attorney |
|
| Recording |
110 |
| Survey |
|
| Messenger/Courier |
|
| Wire Transfer |
|
| Administrative |
|
| Mortgage Broker Fee |
|
| Funding and Review |
|
| Payment Processing |
|
| Title Ins. |
|
| Commitment |
345 |
| TOTAL |
$1,599 |
E-mail
questions | Apply on line |
|