Information about Lenders
Freedom Mortgage Corporation
115 Route 23 North
Hamburg, NJ 07419
Tel. 973-702-1117
Fax. 973-702-1114
lowrates@fmbranch.com
General Information
For more than 20 years, Freedom Mortgage Corporation has been earning a name for itself as a full-service lender with strong customer service and a unique streamlined process. In 2006, we deepened our industry roots by acquiring Irwin Mortgage, which dates back to 1944. Today we’re licensed as a mortgage banker in all 50 states and have more than 100 offices nationwide. Month after month, we originate, process, fund and service thousands of loans, providing competitive rates and a full range of popular programs.
Knowledgeable Professionals
The account executives, loan officers, underwriters, processors, product developers, customer service representatives and other professionals at Freedom Mortgage are home finance experts. With their years of experience and deep industry insights, they deftly handle every aspect of our home loans, from origination to closing. And our in-house customer support — coupled with our online services — makes our knowledge, processes, procedures and programs easily available.
Full Spectrum of Products
Whether your credit’s impeccable or you have a more challenging financial background, Freedom Mortgage will find the right program for you. We’ll work with you to determine your needs and goals, then tailor a loan to suit your situation. Our full spectrum of products and programs includes:
- Loan for purchases and refinancing
- Interest-only mortgages
- Loans to 100% value
- Low adjustable and fixed-rate mortgages
- VA, FHA and conventional loans
- Home equity loans and second mortgages
- Construction and home renovation loans
- Loans that require little or no documentation of your income or assets
- Residential loans for primary properties, secondary homes and investment properties
- State and local bond programs
- Renovation Lending department, FHA 203K and Fannie Mae HomeStyle
- First time buyer programs
At Freedom Mortgage, homebuyers are not our only focus. We work hard to serve the needs of other professionals in the home financing industry — brokers, correspondent lenders, realtors, builders, financial planners, CPAs and more. We provide the loans, service and support they need to build and boost their business.
Local Branch / Office Locations
| ADDRESS |
TELEPHONE NO. |
|
115 Route 23 North
Hamburg, NJ 07419
|
973-702-1117
|
FEES
RELATED TO EACH LOAN
The
following are fees related to a typical $175,000 purchase loan transaction
in the New Jersey area, with this company. This does not include points,
if any, nor does it include local taxes, prepaid interest payments
or prepaid escrow payments for home insurance or real estate taxes.
A more complete list, tailored to your specific loan transaction,
entitled "Good Faith Estimate of Settlement Costs" should
be provided to you when you actually apply for a loan. All fees
are believed to be accurate, but cannot be guaranteed and are subject
to change without notice.
| Appraisal |
300 |
| Credit Report |
20 |
| Application |
395 |
| Inspection |
|
| Document Prep/Review |
|
| Underwriting |
|
| Processing |
|
| Flood Certification |
|
| Tax Service |
|
| Notary |
|
| Settlement/Closing |
|
| Attorney |
|
| Recording |
|
| Survey |
|
| Messenger/Courier |
|
| Wire Transfer |
|
| Administrative |
|
| Mortgage Broker Fee |
|
| Funding and Review |
|
| Payment Processing |
|
| Title Ins. |
|
| TOTAL |
$715 |
• E-mail
questions | Apply on line |
|
