Information about Lenders

Investors Savings Bank
Mortgage Loans provided by ISB Mortgage Co., LLC

249 Millburn Ave.
Millburn, NJ 07041
Tel. 888-520-2468
www.vsteinerisbnj.com

FDIC Insured
Equal Housing Opportunity Lender
Licensed by the NJ Department of Banking and Insurance

General Information

Since 1926 Investors Savings Bank has provided the best in personalized local service to its customers throughout the state of New Jersey.  Investors operates 46 full service Bank branches in eight counties, and has consolidated assets of $5 billion.  Through its mortgage subsidiary, ISB Mortgage Company, Investors now lends in New Jersey, New York, Eastern Pennsylvania and Connecticut.  Though specializing in low rate jumbo portfolio loans, ISB Mortgage Co. also offers discounted first time buyer and moderate income programs, as well as an array of products for virtually every loan scenario.

We consider our rates to be “aggressively competitive”, and our fees are very low.  We provide innovative products and solutions to your lending needs.  We are one of only a few lenders offering rate locks of up to 18 months for the purchase of new construction.  Unlike the large national lenders, we don’t incur massive overhead and advertising expenses, and we pass those savings on to our clients.  By running a high tech, lean and efficient operation, we ensure both economical and quality service to every one of our customers.

Buying a home can be a challenging process, and at ISB Mortgage Co. we know how to help our clients minimize stress.  We educate our borrowers so that they can make the right choices for themselves.  You won’t get a high pressure sales pitch from us.  When you are ready, we can take your application in person or over the phone in less than 30 minutes.  You can also apply on-line through our own secure Bank website.

In many cases, we can issue a loan approval within 24 hours of application.  Closings can be scheduled in as little as 2 weeks from the time a home is contracted on..  We work with you and your agents (Realtors, Attorneys, Financial Planners, etc) to ensure that processing is quick and easy, and closings happen on time!

Eighty years of honest, ethical, local service.  We were here yesterday, and we will be here tomorrow.  Give us a call, and let us make you our next happy customer.  If you speak with us, chances are you will probably place your mortgage with us!

Local Branch / Office Locations

FEES RELATED TO EACH LOAN

The following are fees related to a typical $175,000 purchase loan transaction in the New Jersey area, with this company. This does not include points, if any, nor does it include local taxes, prepaid interest payments or prepaid escrow payments for home insurance or real estate taxes. A more complete list, tailored to your specific loan transaction, entitled "Good Faith Estimate of Settlement Costs" should be provided to you when you actually apply for a loan. All fees are believed to be accurate, but cannot be guaranteed and are subject to change without notice.

 
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