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Information about Lenders

 

Kearny Federal Savings Bank

120 Passaic Avenue
Fairfield, NJ 07004
Tel. 877-691-2265 (MY1BANK)
Fax. 973-439-3941
www.kearnyfederalsavings.com


General Information

Kearny Federal Savings Bank is stock savings bank wholly owned by Kearny MHC, a federally chartered mutual holding company. It has assets of nearly $2 billion. The Bank was founded in 1884 and received its federal charter in 1941. Our corporate headquarters is located at 120 Passaic Avenue, Fairfield, NJ 07004 and we have 26 branches located in Bergen, Hudson, Passaic, Morris, Middlesex, Essex, Union and Ocean Counties. Deposits are insured by the Federal Deposit Insurance Company (FDIC).

 

By providing a superior level of service, we hope to earn your long-term loyalty and become your financial partner for many years to come. Whether it is a loan request, information on a deposit product or assistance with one of our other financial services, we pledge to respond quickly, professionally and in a manner that puts your needs first.

 

Local Branch / Office Locations


ADDRESS TELEPHONE NO.

120 Passaic Avenue
Fairfield, NJ 07004

26 locations - visit our website

www.kearnyfederalsavings.com


877-691-2265 (MY1BANK)


FEES RELATED TO EACH LOAN

The following are fees related to a typical $175,000 purchase loan transaction in the New Jersey area, with this company. This does not include points, if any, nor does it include local taxes, prepaid interest payments or prepaid escrow payments for home insurance or real estate taxes. A more complete list, tailored to your specific loan transaction, entitled "Good Faith Estimate of Settlement Costs" should be provided to you when you actually apply for a loan. All fees are believed to be accurate, but cannot be guaranteed and are subject to change without notice.

Appraisal 250
Credit Report 21
Application 68
Inspection  
Document Prep/Review  
Underwriting  
Processing  
Flood Certification 11
Tax Service  
Notary  
Settlement/Closing 1000
Attorney 200
Recording 240
Survey 500
Messenger/Courier  
Wire Transfer  
Administrative  
Mortgage Broker Fee  
Funding and Review  
Payment Processing  
Title Ins.  
TOTAL $2,290

 
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