Information about Lenders
Kearny Federal Savings Bank
120 Passaic Avenue
Fairfield, NJ 07004
Tel. 877-691-2265 (MY1BANK)
Fax. 973-439-3941
www.kearnyfederalsavings.com
General Information
Kearny Federal Savings Bank is stock savings bank wholly owned by Kearny MHC, a federally chartered mutual holding company. It has assets of nearly $2 billion. The Bank was founded in 1884 and received its federal charter in 1941. Our corporate headquarters is located at 120 Passaic Avenue, Fairfield, NJ 07004 and we have 26 branches located in Bergen, Hudson, Passaic, Morris, Middlesex, Essex, Union and Ocean Counties. Deposits are insured by the Federal Deposit Insurance Company (FDIC).
By providing a superior level of service, we hope to earn your long-term loyalty and become your financial partner for many years to come. Whether it is a loan request, information on a deposit product or assistance with one of our other financial services, we pledge to respond quickly, professionally and in a manner that puts your needs first.
Local Branch / Office Locations
| ADDRESS |
TELEPHONE NO. |
|
120 Passaic Avenue
Fairfield, NJ 07004
26 locations - visit our website
www.kearnyfederalsavings.com
|
877-691-2265 (MY1BANK)
|
FEES
RELATED TO EACH LOAN
The
following are fees related to a typical $175,000 purchase loan transaction
in the New Jersey area, with this company. This does not include points,
if any, nor does it include local taxes, prepaid interest payments
or prepaid escrow payments for home insurance or real estate taxes.
A more complete list, tailored to your specific loan transaction,
entitled "Good Faith Estimate of Settlement Costs" should
be provided to you when you actually apply for a loan. All fees
are believed to be accurate, but cannot be guaranteed and are subject
to change without notice.
| Appraisal |
250 |
| Credit Report |
21 |
| Application |
68 |
| Inspection |
|
| Document Prep/Review |
|
| Underwriting |
|
| Processing |
|
| Flood Certification |
11 |
| Tax Service |
|
| Notary |
|
| Settlement/Closing |
1000 |
| Attorney |
200 |
| Recording |
240 |
| Survey |
500 |
| Messenger/Courier |
|
| Wire Transfer |
|
| Administrative |
|
| Mortgage Broker Fee |
|
| Funding and Review |
|
| Payment Processing |
|
| Title Ins. |
|
| TOTAL |
$2,290 |
E-mail
questions | Apply on line |
|