Information about Lenders

Merit Financial Corp.

150 River Road, Suite E-1
Montville, NJ 07045
Tel. 973-331-5600
Fax. 973-402-4683
www.meritfinancialcorp.com

General Information

MISSION STATEMENT

Merit Financial Corporation is committed to securing the right mortgage to suit each customer’s needs in the shortest amount of time with the least amount of difficulty.  Merit Financial Corporation believes that there is a mortgage for every customer, from those people with good income, high credit scores and solid ratios to those with low income, poor credit and who may even be in foreclosure.  Over the past 20 years, Merit has developed a strong relationship with many national and regional lenders who specialize in a wide variety of programs. This enables us to offer creative solutions to any problem, and give absolutely personalized attention to each client.  This further makes our pricing the most competitive in the industry.

Merit Financial is committed to maintaining its reputation of outstanding service.  From the friendly knowledgeable sales force to the caring and competent in-house support, the staff is constantly available to every client, realtor and attorney.  Merit believes in staying on the cutting edge of technology in order to offer the most recent and best programs available and the smoothest and quickest processing. Merit Financial Corporation’s continuously attains its goal of closing its loans efficiently and on time.

Merit Financial Corporation is dedicated to servicing each loan, be it a refinance or a purchase, efficiently, effectively and above all, ethically.

Local Branch / Office Locations

FEES RELATED TO EACH LOAN

The following are fees related to a typical $175,000 purchase loan transaction in the New Jersey area, with this company. This does not include points, if any, nor does it include local taxes, prepaid interest payments or prepaid escrow payments for home insurance or real estate taxes. A more complete list, tailored to your specific loan transaction, entitled "Good Faith Estimate of Settlement Costs" should be provided to you when you actually apply for a loan. All fees are believed to be accurate, but cannot be guaranteed and are subject to change without notice.

 
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