Most recently updated companies appear first.
Some lenders may offer discounts to mortgage guide customers so please be sure to let the lenders know that you saw their rates on this newspaper's mortgage guide website.
| Friday, May 9, 2008 |
Most recently updated companies appear first. Some lenders may offer discounts to mortgage guide customers so please be sure to let the lenders know that you saw their rates on this newspaper's mortgage guide website. | |
COMPANY NAME | LOAN TYPE | LOAN TYPE | LOAN TYPE | LOAN TYPE | LOAN TYPE | LOAN TYPE |
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Downey Savings and Loan Assoc. Updated:05/09/08 | 30-yr Fixed
| 30-yr Fxd Jmb/Conf
| 1 Month MTA ARM*
| 30 Yr No NEG ARM
| 3 Yr Fixed to ARM
| 5 Yr Fixed to ARM
| *PotNegAm 3501 Jamboree Rd.Ste.2000, Newport Beach, CA Fees=click here License No. Fed'l Charter #6164 | ||||||||||||||||||||||||
Emortgages.com Updated:05/09/08 | 30-yr Fixed
| 30-yr Fxd Jmb/Conf
| 5/1 ARM Jumbo
| 20-yr Fixed
| 15-yr Fixed
| *Lender to pay broker compensation of 0.50 points. 35 Fifth Street, Petaluma, CA Fees=click here License No. DRE# 01141472 | |||||||||||||||||||||||||
BWC Mortgage Services Updated:05/08/08 | 30-yr Fixed
| 5/1 ARM
| 30-yr Fxd Jmb/Conf
| 15-yr Fxd Jumbo
| 5/1 Arm Jumbo IO
| OPEN SAT & SUN- ALSO A DIRECT LENDER, BANKING & BROKERING 3130 Crow Canyon Pl,Suite 170, San Ramon, CA Fees=click here License No. DRE# 01218426 | |||||||||||||||||||||||||
CMG Mortgage Services Inc. Updated:05/07/08 | 30-yr Fixed
| 3/1 ARM Jumbo
| 5/1 ARM Jumbo IO**
| 7/1 ARM JUMBO IO**
| *ORIGINATION FEE 1.00% PT PD BY THE BORROWER**1 yr ppp OPEN SAT & SUN. 1575 Treat Blvd., Walnut Creek, CA Fees=click here License No. DRE# 01370755 | ||||||||||||||||||||||||||
First City Bancorp Mortgage, Inc. Updated:05/07/08 | 30yr Jmbo ARM 4.097APR, No neg, not monthly 7/1 Jmbo ARM 5.247% APR - 5/1 has 5.186% APR 5/5/30 - pay at 4.25% (5.85%IO/ 5.79% APR) NO NEG!! 10 yr GPM 3.50%%(6.972APR) slow annual increases PURCHASE SPECIAL - .25% fee for closing costs!! well connected, LOCAL and have best sources for mortgages 900 E. Hamilton Ave, Campbell, CA Fees=click here License No. DRE# 01795271 | ||||||||||||||||||||||||||||||
CitiMortgage/Citibank Lending Updated:05/07/08 | The Michael Haigh Team Things are always changing - call someone who can help! Cell Phone 415 269-4461 Check out our website for information on mortgages, interest rates and the housing market - Thank You! www.michaelhaighteam.com Fees=click here License No. - | ||||||||||||||||||||||||||||||
Mortgage Capital Associates, Inc. Updated:05/07/08 | 30-yr Fixed
| 15-yr Fixed
| 5/1 ARM
| 7/1 ARM
| 30-yr Fxd Jumbo
| 5/1 ARM Jumbo IO
| Call 1-800-974-4434 or visit www.mtgcapital.com Nationwide Direct Lender / 'A Quarter Century of Excellence' 11150 W.Olympic Blvd.Suite 1160, Los Angeles, CA Fees=click here License No. DOC# 4130479 | ||||||||||||||||||||||||
Mortgage Loan Specialists, Inc. Updated:05/07/08 | 30-yr Fixed
| 15-yr Fixed*
| 5/1 ARM Jumbo**
| 30-yr Fxd Jmb/Conf
| 15-yr Fxd Jmb/Conf
| 5/1 ARM
| ** 0.50% Broker Fee 1 year pre pay to 1M * 0.25% Broker Fee - Open on weekends 514 Via De La Valle, Ste. 202, Solana Beach, CA Fees=click here License No. DRE# 01183960 | ||||||||||||||||||||||||
Mortgage Market Updated:05/07/08 | 15-yr Fixed
| 30-yr Fixed
| 5/1 ARM
| 5/1 ARM Jumbo
| 30-yr Fxd Jmb/Conf
| FHA to 729,750! Serving Ca. since 1979 7001 Village Parkway, Dublin, CA 7001 Village Pkwy., Dublin, CA Fees=click here License No. DRE# 00887562 | |||||||||||||||||||||||||
Plaza Loans Updated:05/07/08 | 5/1 ARM
| 7/1 ARM
| 15-yr Fixed
| 30-yr Fixed
| 5/1 ARM Jumbo
| 7/1 ARM Jumbo
| Plaza Loans is an FHA Aprroved Lender. Call our Loan Specialist 7 days a week - (800)816-LOAN Apply online at www.plazaloans.com 1155 Meridian Ave., #100, San Jose, CA Fees=click here License No. DOC# 4150064 | ||||||||||||||||||||||||
First Capital Group, Inc. Updated:05/07/08 | 30-yr Fixed
| 30 Fx Jum (=<729)
| 5/1 ARM Jumbo
| 7/1 ARM Jumbo
| 10/1 ARM Jumbo
| **purchase only (+.125 to rate and apr for refi) 700 Irwin St, San Rafael, CA Fees=click here License No. DRE# 00857646 | |||||||||||||||||||||||||
Placer Financial Updated:05/07/08 | 30-yr Fixed
| 15-yr Fixed
| 20-yr Fixed
| 30yr Fixed 10yr IO
| 100% Purchase (of Appraisal), FHA, Refi, self employed, Fixer/ Nonowner Email quotes at tdoster@placerloans.com *1 orig pt pd by borrower. Manufactured homes. New Jumbo Conforming program available 601 University Ave, Sacramento, CA Fees=click here License No. DRE# 00397927 | ||||||||||||||||||||||||||
JP Morgan Chase Updated:05/07/08 | 3/1 ARM Jumbo
| 5/1 ARM Jumbo
| 7/1 ARM Jumbo
| 10/1 ARM Jumbo
| 30-yr Fxd Jumbo
| CHASE Your Jumbo and Super Jumbo Loan Lender CALL US TODAY at 888-778-2427!!!! 3/1 arm, 5/1 arm, 7/1 arm, 10/1 arm and 30 year fixed 888-778-2427 560 Mission St., San Francisco, CA Fees=click here License No. - | |||||||||||||||||||||||||
Bank of America Updated:05/07/08 | TODD WILLS, Your Bay Area Mortgage Specialist For 14 Years. SUPER CONFORMING MORTGAGE TO $729,750 FOR 30/15 YEAR FIXED AND 5/1 INTEREST ONLY ARM. Home Equity Lines and Loans. FHA 97% Financing Minimum 560 FICO. FHA has no LTV reduction for declining markets.FHA loans are insured by the goverment FHA helps for high LTV and lower credit. REVERSE MORTGAGE! 1656 California St., San Francisco, CA Fees=click here License No. - | ||||||||||||||||||||||||||||||
AAXA Discount Mortgage Updated:05/06/08 | 30-yr Fixed
| 30-yr Fixed
| 15-yr Fixed
| *Special rates for Mortgage Guide Customers Call - 877.RATE.LOW www.ForTheBestRate.com We Give You Credit For Your Good Credit No Application Fees 6322 Oleander Dr., Wilmington, NC Fees=click here License No. DOC# 603B183 | |||||||||||||||||||||||||||
Classic Home Loans Updated:05/11/08 | 30-yr Fixed
| 15-yr Fixed
| 3/1 ARM
| FHA 30-yr Fxd
| 2008 FHA MADE EASY! We offer 95% LTV on appraised value-CASHOUT REFI FULL DOC. *1 origination point paid by borrower Loan amount $417,000, FHA loan amount $729K in most counties Cell (510)290-4354 call Anytime Bay Area FHA SPECIALIST 300 Lakeside Dr., #108, Oakland, CA Fees=click here License No. DRE# 010192812 |
| *Disc Pts = discount points which are fees paid to buy down the interest rate. Other closing costs may apply and vary from loan to loan. All brokers earn compensation for their services by either collecting origination fees from the borrower at closing or by a lender paid rebate in return for a higher interest rate, or a combination of the two. Contact each company for details. Rates based on $175,000 first mortgage loan for single family home. Jumbo rates (loans that exceed $417,000) or “jumbo-conforming” rates (loans between $417,001 to $729,750 depending on location) based on $450,000 loan. All rates are believed to be accurate but cannot be guaranteed and are subject to change without notice. Minimum downpayment requirements and other restrictions may apply. Due to recent federal legislation, rates and guidelines for some loans in excess of $417,000 may differ from information posted in guide, depending on amount and location. Rates for other loan amounts may also be different than those shown in guide based on factors such as loan-to-value ratios and credit scores. Please check with a selected lender to see how these recent changes may affect you and for all other details. Closing costs may vary. Companies pay a fee to advertise in this Guide. Pts=points, which include origination and discount fees. APR=annual percentage rate and is calculated by each company - includes costs to obtain loan and private mortgage insurance if required. Lock=rate lock period. ARM=adjustable rate mortgage. Fees are estimated costs which may vary from loan to loan. These are not inclusive of all closing costs and do not include points, prepaid interest, title insurance or escrow items. Contact each company for more details. Companies in this guide are Equal Housing Opportunity Lenders. DOC# = licensed by Dept. of Corporations DRE# = licensed by CA Dept. of Real Estate, Real Estate Broker
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Information provided by INFOTRAK National Data Services |
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