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CitiMortgage Inc. / CitiBank Lending
Senior Lending Consultant, The Michael Haigh Team

950 John Daly Blvd., Suite 280
Daly City, CA 94015
Tel. 650-755-8550
Fax. 866-833-9703
www.michaelhaighteam.com
michael.haigh@citi.com
License #

General Information

Michael Haigh has a notable history in the mortgage and finance industries. He currently is ranked number one in the United States of the more than 2500 CitiMortgage loan consultants and for good reason. The reason is not only the volume of loans he and his team provide to the myriad of clients.  They are truly concerned about the right loan for each individual, rates that are as competitive as any you will find on the type products CitiMortgage provides and a responsive, caring team that is professional and can get the job done for their clients. Michael puts it this way. “My number one priority is to ensure my clients receive the best real estate loan that matches their needs, but does not put them at risk. My team and I stay on top of every part of the process to insure our client’s goals are achieved. Our job is surveying our client’s results. If we do that well they will tell their relatives, friends and acquaintances. That is the best compliment we can receive. Many of our long time customers and new customers say they “were not expecting” how much we do to help them.”

Michael also genuinely cares about the communities he and his team serve. They have designed and implemented special programs and efforts to serve non-profits such as, Habitat for Humanity, Mission Hospice, Samaritan House and The Boys and Girls Clubs. His generosity extends to other non-profits such as HIP Housing, HEART of San Mateo County and many others. “Giving back to the communities we call home” was the title for one recent donation project that provided thousands of dollars to charities.

Michael has been on many sides of the banking and mortgage industry from investment banking to mortgage aggregation. This experience, his efforts to work with diverse clients  has given him the skill set and knowledge to get it right and make it right for every client. If you want the right loan, the right rate and the right people contact the Michael Haigh Team. As Michael would say, “Call me, let me show you the difference the right financial partner can make in successfully leveraging your real estate investments.”

Local Branch / Office Locations

ADDRESS	TELEPHONE NO.
950 John Daly Blvd., Suite 280 Daly City, CA 94015	650-755-8550

FEES RELATED TO EACH LOAN

The following is an example of some fees related to a typical $175,000 purchase loan transaction in the San Francisco area, with this company. This does not include discount points or origination points, if any, nor does it include title insurance, local taxes, prepaid interest payments or prepaid escrow payments for home insurance or real estate taxes. A more complete list, tailored to your specific loan transaction, entitled "Good Faith Estimate" or "Mortgage Loan Disclosure Statement" will be provided to you when you actually apply for a loan.

THIS LIST IS NOT MEANT TO MATCH OR TAKE THE PLACE OF A GOOD FAITH ESTIMATE WHICH IS MORE COMPREHENSIVE AND WILL DISCLOSE THE COMPENSATION BEING RECEIVED BY THE LENDER AND/OR BROKER.

All fees are believed to be accurate, but cannot be guaranteed and are subject to change. Additional fees may be charged depending on your specific loan transaction. These fees will be disclosed to you in writing when you apply for a loan.

Appraisal
Credit Report
Application
Inspection
Document Prep/Review
Underwriting
Processing
Flood Certification
Tax Service
Notary
Settlement/Closing
Attorney
Recording
Survey
Messenger/Courier
Wire Transfer
Administrative
Mortgage Broker Fee
Funding and Review
Payment Processing
TOTAL	$

  • Types Of Mortgage Products Offered

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