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Classic Home Loans

300 Lakeside Drive, #108
Oakland, CA 94612
Tel. 510-834-0707
Fax. 510-834-0705
www.classichomeloans.com
CA Dept. of Real Estate license # 010192812

General Information

Classic specializes in obtaining loans for first-time home buyers, one-time-close jumbo loans for construction, and for professionals who may have difficulty in qualifying for jumbo loans. We have placed loans throughout Texas, and in a dozen other states. About 50% of our work is related to refinances, 35% related to purchases, 10% to equity loans, and 5% related to home improvement loans.

We also do commercial loans placed primarily with local banks. If you think your loan will be a challenge give us a call.

Local Branch / Office Locations

ADDRESS	TELEPHONE NO.
300 Lakeside Drive, #108 Oakland, CA 94612	510-834-0707

FEES RELATED TO EACH LOAN

The following is an example of some fees related to a typical $175,000 purchase loan transaction in the San Francisco area, with this company. This does not include discount points or origination points, if any, nor does it include title insurance, local taxes, prepaid interest payments or prepaid escrow payments for home insurance or real estate taxes. A more complete list, tailored to your specific loan transaction, entitled "Good Faith Estimate" or "Mortgage Loan Disclosure Statement" will be provided to you when you actually apply for a loan.

THIS LIST IS NOT MEANT TO MATCH OR TAKE THE PLACE OF A GOOD FAITH ESTIMATE WHICH IS MORE COMPREHENSIVE AND WILL DISCLOSE THE COMPENSATION BEING RECEIVED BY THE LENDER AND/OR BROKER.

All fees are believed to be accurate, but cannot be guaranteed and are subject to change. Additional fees may be charged depending on your specific loan transaction. These fees will be disclosed to you in writing when you apply for a loan.

Appraisal	375
Credit Report	40
Application
Inspection
Document Prep/Review	150
Underwriting	695
Processing
Flood Certification
Tax Service	89
Notary	100
Settlement/Closing	250
Attorney
Recording	105
Survey
Messenger/Courier	149
Wire Transfer
Administrative
Mortgage Broker Fee
Funding and Review
Payment Processing
TOTAL	$1,953

  • Types Of Mortgage Products Offered

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