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Mortgage Capital Associates, Inc.

11150 W. Olympic Blvd., Suite 1160
Los Angeles, CA 90064
Tel. 800-974-4434
Fax. 888-477-9035
www.mtgcapital.com
DOC # 4130479

General Information

Mortgage Capital Associates, Inc., a California corporation doing online business as mtgcapital.com and 100percentloan.com, began its business in 1982 long before the existence of the "Internet" as we know it today. We started business as loan brokers and our business was centralized only to California. Starting in 1997, we began our quest to become a nationwide direct lender. Having achieved that goal, we currently lend and close loans in 46 states. In the past 22 years, we have helped thousands of families and individuals to borrow billions of dollars for refinancing or home purchasing.

Our Mission: Consistently lower rates and lower fees.

Our Philosophy: Our management has always held to the belief "that our best asset is a satisfied and happy client". We strive to this end to provide the best customer service possible. And, part of the satisfaction and happiness our clients feel, is knowing that they have received the best rate and lowest fees possible and that they were communicated with during the process period.

Technology: When it comes to utilizing the latest technology, no expense is spared. We have found that the investments we make for the newest technology have a direct impact in the best way possible on our production time. Basically, we can process your loan faster and at a reduced cost. This savings is passed on to our clients in the form of lower rates and lower fees. And, we do this without sacrificing customer service to our clients.

Mortgage Capital's corporate offices are located in Los Angeles, California, and we are licensed by the California Department of Real Estate. We are also licensed in every state where we do business, that requires a license.

We are members of the following professional organizations:
* Mortgage Bankers Association (MBA).

We are approved as mortgage lenders by:
* Federal Housing Administration (FHA)
* Fannie Mae (FNMA)
* Veterans Administration (VA)

Contacting Us:
Telephone: 800-974-4434 or 310-477-6877
Fax: 888-477-9035
Email: info@mtgcapital.com

Local Branch / Office Locations

ADDRESS	TELEPHONE NO.
11150 W. Olympic Blvd., Suite 1160 Los Angeles, CA 90064	800-974-4434

FEES RELATED TO EACH LOAN

The following is an example of some fees related to a typical $175,000 purchase loan transaction in the San Francisco area, with this company. This does not include discount points or origination points, if any, nor does it include title insurance, local taxes, prepaid interest payments or prepaid escrow payments for home insurance or real estate taxes. A more complete list, tailored to your specific loan transaction, entitled "Good Faith Estimate" or "Mortgage Loan Disclosure Statement" will be provided to you when you actually apply for a loan.

THIS LIST IS NOT MEANT TO MATCH OR TAKE THE PLACE OF A GOOD FAITH ESTIMATE WHICH IS MORE COMPREHENSIVE AND WILL DISCLOSE THE COMPENSATION BEING RECEIVED BY THE LENDER AND/OR BROKER.

All fees are believed to be accurate, but cannot be guaranteed and are subject to change. Additional fees may be charged depending on your specific loan transaction. These fees will be disclosed to you in writing when you apply for a loan

Appraisal	350
Credit Report
Application
Inspection
Document Prep/Review
Underwriting
Processing
Flood Certification
Tax Service
Notary
Settlement/Closing	350
Attorney
Recording	50
Survey
Messenger/Courier
Wire Transfer
Administrative
Mortgage Broker Fee
Funding and Review
Payment Processing
Title Ins.
Lender's Fee	$950
TOTAL	$1,700

  • Types Of Mortgage Products Offered

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