Thursday, March 26, 2009
Current Mortgage Rates

Most recently updated companies appear first.

Some lenders may offer discounts to mortgage guide customers so please be sure to let the lenders know that you saw their rates on this newspaper's mortgage guide website.

COMPANY NAME

LOAN TYPE
RATE/PTS*
APR/LOCK

LOAN TYPE
RATE/PTS*
APR/LOCK

LOAN TYPE
RATE/PTS*
APR/LOCK


COMMENTS

Houghton Financial Corp.
408-978-9300

Updated:03/26/09

30-yr Fixed
4.875*0.000
4.96230

30-yr Super Conf
5.375*0.125
5.42130

VA 30-yr Fxd
5.000*0.000
5.08830

5/1 ARM Jumbo
5.3750.500
5.44530



Local. - Free Pre-qual by phone.
95% Purchase loans. All grades of credit
*Rates based on purchase 75% LTV. High
FICO. Call with your scenario today.
*0.000 Indicates Lender Rebate*
3150 Almaden Expressway Ste 205, San Jose, CA
Fees=click here
License No. DRE# 01151873

aDiscountMortgage.com
408-253-2250

Updated:03/26/09

15-yr Fixed
4.3751
4.70845

30-yr Fixed
4.5001.5
4.71245

30-yr Fixed
4.6250.75
4.77445

30-yr Fixed
5.000*0.000
5.11030

30-yr Fixed
5.625NO
5.62530

15-yr Fixed
5.250NO
5.25030

NO UP-FRONT COST
NO FEES ----> www.ORNA.com
Give us a chance to beat Lowest Rates
Toll Free 888-Do0-Fees 888-360-3337
Additional Discount for New Purchases
*75% loan to appraised value
20200 Marilla Ct., Saratoga, CA
Fees=click here
License No. DRE# 01098186

Bayview Residential
408-499-8352

Updated:03/26/09

5 Yr Int/OnlyJumbo
5.5001
4.75230

30-yr Fxd Super/Conf
4.8751
4.99030

5/1 ARM
4.2501
4.51030




Jumbo to $1.4Mil, Call 4 NO POINT NO FEE
Points include lender rebate. Apply at:
www.whateverloans.com for 105% LTVLoans
1190 S. Bascom Ave., Ste. 105, San Jose, CA
License No. DRE# 01498198

BayCal Financial Co.
510-673-7008

Updated:03/25/09

30-yr Fixed
4.375*1.100
4.60830

5/1 ARM Jum/Conf
3.990*1.250
4.21830

30-yr Jum/Conf
4.750*1.000
4.98530

15-yr Fixed
4.250*1.100
4.64830



*60%LTV,FICO 750
CALL CHARLES @510-673-7008
1900 McCarthy Blvd. #301, Milpitas, CA
Fees=click here
License No. DRE# 01116696

Los Gatos Lending Connection
866 660-0957

Updated:03/25/09

30-yr Fixed
4.5002
4.71030

15-yr Fixed
4.2501.875
4.71030

20-yr Fixed
4.5001.875
4.79030

30-yr Fxd Jmb/Conf
4.750*1.875
4.95030

Super/Conf 30-yr
4.875*1.375
5.03030

Super/Conf 15-yr
4.375*2
4.67030

*75% loan to appraised value
*conforming Jum to 625,500K for 2009.
All points include origination fee.
550 Main St., Suite J2, Placerville, CA
Fees=click here
License No. DRE# 01220999

Mortgage 2 Liberty
650-745-5444

Updated:03/24/09

30-yr Fixed
4.500*.625
4.72230

15-yr Fixed
4.375*.750
4.60630

30-yr Fxd Jmb/Conf
4.750*1.000
4.98630

FHA/VA 30-yr Fxd
5.000*0.000
5.17530

3/1 ARM Jumbo
4.875*0.250
5.07030


One CALL and that's ALL
BUY, SELL, or REFI
"The REAL Estate Guy"
I Never Lie
650-745-5444
*1 orig pt pd by borrower
110 Solano St., Brisbane, CA
Fees=click here
License No. DRE# 01127582

Bank of America Mortgage
800-916-6723

Updated:03/24/09

30-yr Fxd Jmb/Conf
call
call






LOW RATES on REFINANCING - CALL NOW
NO FEES and NO CLOSING COST REFINANCING
VA and FHA loans up to 96.5 % FINANCING
Easy approval for FIRST TIME HOME BUYERS
ALL 50 STATES - INVESTORS WELCOME
1010 El Camino Real, Ste 360, Menlo Park, CA
Fees=click here
License No. -

S&L Home Loans
800-694-6922

Updated:03/24/09

30-yr Fixed
4.750*
4.92230

30-yr Super Conf
4.875*
4.99630

15-yr Fixed
4.375*
4.67230




APPLY ONLINE 24/7/365!
SANDLHOMELOANS.COM / $0 TO $625,500
CHECK OUT THE 30 YR SUPER CONFORMING!
*1 ORIGINATION PT. IS BEING PAID BY THE
BORROWER. *740 FICO/IMPOUNDS REQUIRED
FOR ALL LOANS.
1530 Meridian Ave, Suite 200, San Jose, CA
Fees=click here
License No. DRE# 829717

Pinnacle Bancorp
877-246-9420

Updated:03/24/09

30-yr Fixed
4.375*0.875
4.49130

30-yr Fxd Super/Conf
4.750*1.00
4.93130

30-yr Fixed**
4.8750.00
4.89130

15-yr Fixed
4.250*0.625
4.39430

30-yr Jumbo-900K
6.7000.0
6.72730

FHA 30-yr Fxd ****
6.5000.00
6.51230

Open Weekends-*0.75 Broker Fee 75%AppLTV
**75% Appraised LTV
Call for a Free loan consultation
****1.00% Broker Fee
11400 W.Olympic Blvd. Ste.1700, Los Angeles, CA
Fees=click here
License No. DRE# 01346237

CHASE - a subs. of JPMorgan Chase & Co.
415-315-3947

Updated:03/24/09

30-yr Fixed
callFor
Rate.000

15-yr Fixed
callFor
Rate.000

5/1 ARM
callFor
Rate.000

7/1 ARM
callFor
Rate.000



The Michael Haigh Team
Exceeding client expectations for over
20 years. Strength and stabilty of
JPMorgan Chase. All products are
subject to credit and property approval.
Equal Housing Lender.michael.j.haigh@com
560 Mission St., 4th Fl., San Francisco, CA
Fees=click here
License No. -

Bankers Network Corp.
408-879-9000

Updated:03/24/09


30-yr Fixed
call0.000
0.00030

15-yr Fixed
call0.000
0.00030




WE DON'T WASTE YOUR TIME: WE DO PROVIDE
AWESOME RATES & SERVICE WITH NO POINTS!
EXPERIENCED LOAN OFFICERS: WE ARE HIRING
***CALL JERZY ANYTIME @ 408-806-7320***
1875 S. Bascom Ave., Campbell, CA
Fees=click here
License No. DRE# 01243578

AAXA Discount Mortgage
877-728-3569

Updated:03/23/09

30-yr Fixed FHA
5.000*0.000
5.12930

30-yr Fixed
5.000*0.000
5.12930

30-yr Fixed
4.750*0.750
4.94130

20-yr Fixed
5.000*0.000
5.17530

15-yr Fixed
4.750*0.000
4.97130

15-yr Fixed
4.375*1.250
4.77830

*Special rates for Mtg Guide Customers
*1.00 orination pt pd by borrower
Call 877.RATE.LOW www.ForTheBestRate.com
We Give You Credit For Your Good Credit
No Application Fees
6322 Oleander Dr., Wilmington, NC
Fees=click here
License No. DOC# 603B183
*Disc Pts = discount points which are fees paid to buy down the interest rate. Other closing costs may apply and vary from loan to loan. All brokers earn compensation for their services by either collecting origination fees from the borrower at closing or by a lender paid rebate in return for a higher interest rate, or a combination of the two. Contact each company for details. Rates based on $175,000 first mortgage loan for single family home. Jumbo rates (loans that exceed $417,000) or “super-conforming” rates (loans between $417,001 to $625,500 depending on location) based on $450,000 loan. All rates are believed to be accurate but cannot be guaranteed and are subject to change without notice. Minimum downpayment requirements and other restrictions may apply. Due to recent federal legislation, rates and guidelines for some loans in excess of $417,000 may differ from information posted in guide, depending on amount and location. Rates for other loan amounts may also be different than those shown in guide based on factors such as loan-to-value ratios and credit scores. Please check with a selected lender to see how these recent changes may affect you and for all other details. Closing costs may vary. Companies pay a fee to advertise in this Guide. Pts=points, which include origination and discount fees. APR=annual percentage rate and is calculated by each company - includes costs to obtain loan and private mortgage insurance if required. Lock=rate lock period. ARM=adjustable rate mortgage. Fees are estimated costs which may vary from loan to loan. These are not inclusive of all closing costs and do not include points, prepaid interest, title insurance or escrow items. Contact each company for more details. DOC# = licensed by Dept. of Corporations DRE# = licensed by CA Dept. of Real Estate, Real Estate Broker

 

15:16:03