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Information about Lenders
Capital
Mortgage Corp.
3200 Wake Forest Rd., Ste.
204
Raleigh, NC 27504
Tel. 919-212-1450
Fax. 919-212-1460
www.capmortcorp.com/prequal.php?paper=columbia
License # ML-112933
General Information
Capital Mortgage
Corporation is a Mortgage Banker. What is the difference? We have
the resources of your bank with services far in excess of a broker.
A company whose sole purpose is to provide you a residential mortgage
loan with the lowest possible fees in the industry with the best
interest rates in a market place and with the most efficient service
that can be found in mortgage lending. A Company that has the capability
to provide you loan products, which range from Conventional loans
with Fannie Mae and Freddie Mac. Government products with the Federal
Housing Administration (FHA) or Veterans Administration (VA.) Jumbo
and Super Jumbo loans negotiated on an individual basis, and finally
loans sponsored by many of the city housing authorities where we
do business. A Mortgage Banker with the flexibility to offer all
of the products needed to fit the ever-changing environment of residential
lending. No matter what your castle cost you can rest assured that
not only do we have all the products available in the market place,
we have the value to offer you the best deal to obtain that product.
Our corporate
office is based in Raleigh, North Carolina and we were founded in
April of 1991. We were founded as a Research Triangle Area of North
Carolina mortgage lender. Currently we originate loans in most mid-atlantic
and southeastern states. Our organization is made up of Loan Officers
in different branches that service the real estate agent industry.
We also originate mortgage loans through a national advertising
campaign with our in house Account Executives. We are licensed with
the Federal Housing Administration (FHA), the Veterans Administration
(VA), along with most state housing finance agencies of states in
which we do loans. In 2000 we found that over 50% of our business
was either repeat or referral business. This is unprecedented since
most people obtain a mortgage loan and forget about it. Our customers
do not forget about our Superior service!
Our goal is
to provide you with the lowest fees coupled with the lowest rates
in the market place. We will provide you with outstanding service
and most aggressive product in the market place making your mortgage
loan experience, whether buying or refinancing, an enjoyable one.
We established this goal in the beginning and still follow it today.
Local Branch / Office Locations
| ADDRESS |
TELEPHONE NO.
|
3200 Wake Forest Rd., Ste. 204
Raleigh, NC 27504 |
919-212-1450
|
FEES RELATED TO EACH
LOAN
The
following are fees related to a typical $175,000 purchase loan transaction
in the South Carolina area, with this company. This does not include
points, if any, nor does it include title insurance, local taxes,
prepaid interest payments or prepaid escrow payments for home insurance
or real estate taxes. A more complete list, tailored to your specific
loan transaction, entitled "Good Faith Estimate of Settlement
Costs" should be provided to you when you actually apply for
a loan. All fees are believed to be accurate, but cannot be guaranteed
and are subject to change without notice.
| Appraisal |
|
| Credit Report |
|
| Application |
930 |
| Inspection |
|
| Document Prep/Review |
|
| Underwriting |
|
| Processing |
|
| Flood Certification |
|
| Tax Service |
|
| Notary |
|
| Settlement/Closing |
|
| Attorney |
450 |
| Recording |
65 |
| Survey |
|
| Messenger/Courier |
|
| Wire Transfer |
|
| Administrative |
|
| Mortgage Broker Fee |
|
| Funding and Review |
|
| Payment Processing |
|
| Title Ins. (lender's) |
406 |
| TOTAL |
$1,851 |
Types
Of Mortgage Products Offered
E-mail
questions | Apply on line |
|