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Information about Lenders
JS
Mortgage Company
1201 Main Street, Suite 1980
Columbia, SC 29201
Tel. 803-748-1316
Fax. 267-224-1685
www.jsmtgco.com
License # MB-0633800-0736100
General Information
JS Mortgage
is a full service mortgage company that is dedicated to providing
you with quality, professional service using the level of modern
technological conveniences that you feel comfortable with. What
this means is that we can handle your transaction however you like.
You can fax or email any info we may need, or you can have us come
to you and personally go over all the information with you.
As an independent
mortgage broker, JS can always provide you with the best rates
and/or lowest cost due to cost efficiencies.
We specialize
in conventional purchase and refinance financing with a reputation for obtaining the "best deal" for our clients. We also offer VA loans as well as 100% financing with the USDA Guaranteed Housing loan program. Call or email to see if your potential property purchase qualifies.
Member of South
Carolina Mortgage Brokers Association (SCMBA), the National Association
of Mortgage Broker's (NAMB),The Columbia Chamber of Commerce, and
The Better Business Bureau. Licensed in South Carolina and North
Carolina.
Local Branch / Office Locations
| ADDRESS |
TELEPHONE NO.
|
1201 Main Street, Suite 1980
Columbia, SC 29201
3955 Tybre Downs Circle
Little River, SC
91 Nash Street
Sumter, SC 29150
|
803-748-1316 |
FEES RELATED TO EACH
LOAN
The
following are fees related to a typical $175,000 purchase loan transaction
in the South Carolina area, with this company. This does not include
points, if any, nor does it include title insurance, local taxes,
prepaid interest payments or prepaid escrow payments for home insurance
or real estate taxes. A more complete list, tailored to your specific
loan transaction, entitled "Good Faith Estimate of Settlement
Costs" should be provided to you when you actually apply for
a loan. All fees are believed to be accurate, but cannot be guaranteed
and are subject to change without notice.
| Appraisal |
325 |
| Credit Report |
|
| Application |
|
| Inspection |
|
| Document Prep/Review |
|
| Underwriting |
|
| Processing |
289 |
| Flood Certification |
8 |
| Tax Service |
65 |
| Notary |
|
| Settlement/Closing |
|
| Attorney |
350 |
| Recording |
35 |
| Survey |
|
| Messenger/Courier |
|
| Wire Transfer |
|
| Administrative |
595 |
| Mortgage Broker Fee |
|
| Funding and Review |
|
| Payment Processing |
|
| Commitment |
|
| Title Ins. (lender's) |
406 |
| TOTAL |
$2,073 |
Types
Of Mortgage Products Offered
E-mail
questions | Apply on line |
|