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Water Street Mortgage Corporation

5100 Thimsen Avenue
Minnetonka, MN 55345
Tel. 952-474-6060
Fax. 952-470-1885
www.waterstreetmortgage.com
License # MN 20185027

General Information

Water Street Mortgage is an independent mortgage company, founded on the principles of service and individual customer attention. We offer prompt, knowledgeable and friendly service in responding to your mortgage needs and questions.

As you begin your search for a quality lender, consider the advantages that Water Street Mortgage Corporation can offer you!

Free, no obligation, no pressure approvals
Hundred's of loan options for every situation
First time homebuyer programs
All credit welcome - the good, the bad and the ugly
No down, low down, no documentation, self employment, VA loans Constant market research for the best loan programs and rates to fit your needs

As a mortgage brokerage, Water Street Mortgage has access to 100's of lender sources. We shop the market in order to provide you with the best rates and loan products. Whether you are purchasing, refinancing or looking for a debt consolidation program, give us a try, you won't be disappointed!

As the founder of Water Street Mortgage, Joe Cook has developed a reputation for providing quality service for customers throughout Minnesota. Joe's Real Estate Career began in 1985 as a Real Estate Appraiser and he continues to hold a Certified General appraisal license. Using the extensive knowledge he has gained through his appraisal experience, Joe then decided to venture into the mortgage business with his wife, Kathi. So, in the mid 1990's, Water Street Mortgage was formed. The mortgage industry has turned out to be an excellent fit for their talents.

Whether you contact us by phone, email or on-line application, we're sure that you will immediately feel confident with everyone at Water Street Mortgage. It is important to us to treat our customers as we would like to be treated, with respect, knowledge and friendly service.

Local Branch / Office Locations

 

ADDRESS	TELEPHONE NO.
5100 Thimsen Avenue Minnetonka, MN 55345	952-474-6060

FEES RELATED TO EACH LOAN

The following are fees related to a typical $150,000 purchase loan transaction in the St. Paul area, with this company. This does not include points, if any, nor does it include title insurance, local taxes, prepaid interest payments or prepaid escrow payments for home insurance or real estate taxes. A more complete list, tailored to your specific loan transaction, entitled "Good Faith Estimate of Settlement Costs" should be provided to you when you actually apply for a loan. All fees are believed to be accurate, but cannot be guaranteed and are subject to change without notice.

 

Appraisal	325
Credit Report	20
Application
Inspection
Document Prep/Review	115
Underwriting	300
Processing	375
Flood Certification
Tax Service
Notary
Settlement/Closing	195
Attorney
Recording	90
Survey
Messenger/Courier	50
Wire Transfer
Administrative
Mortgage Broker Fee
Funding and Review
Payment Processing
TOTAL	$1,470

  • Types Of Mortgage Products Offered

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